Software Alternatives, Accelerators & Startups

Wise VS Ubuntu

Compare Wise VS Ubuntu and see what are their differences

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Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Ubuntu logo Ubuntu

Ubuntu is a Debian Linux-based open source operating system for desktop computers.
  • Wise Landing page
    Landing page //
    2023-09-02
  • Ubuntu Landing page
    Landing page //
    2023-09-12

Wise features and specs

  • Low Fees
    Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
  • Real Exchange Rates
    Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
  • Fast Transfers
    Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
  • Multi-Currency Accounts
    Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
  • Transparent Pricing
    Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
  • User-Friendly Interface
    Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages of Wise

  • Limited Customer Support
    Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
  • Transfer Limits
    There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
  • Lack of Physical Locations
    Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
  • Verification Process
    New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
  • Not Available in All Countries
    Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
  • Occasional Delays
    While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

Ubuntu features and specs

  • Open Source
    Ubuntu is an open-source operating system, meaning it's free to use, distribute, and modify. This allows users to customize their system to their liking and contributes to a large community of developers constantly improving the system.
  • Security
    Ubuntu places significant emphasis on security, providing regular updates and including a built-in firewall and virus protection. Its Unix-based kernel design adds an additional layer of security.
  • User-Friendly
    Ubuntu is designed to be user-friendly with an intuitive interface, making it accessible for both beginners and experienced users. The Ubuntu Software Center simplifies the installation of applications.
  • Community Support
    An active and vast community of users and developers helps to solve issues and improve the OS. There are numerous forums, guides, and documentation available.
  • Performance
    Ubuntu tends to have better performance than some other operating systems on older hardware. It is less resource-intensive, leading to faster performance on a range of devices.

Possible disadvantages of Ubuntu

  • Software Compatibility
    Some software and applications, particularly those designed for Windows or macOS, may not be available or fully compatible with Ubuntu. Users might need to find alternatives or use compatibility layers like Wine.
  • Gaming
    While gaming on Linux, including Ubuntu, has improved, it still lags behind Windows in terms of the availability and performance of games. Many popular titles do not have native Linux support.
  • Learning Curve
    Although user-friendly, transitioning to Ubuntu from another OS can involve a learning curve, especially for users unfamiliar with Linux commands and terminal operations.
  • Driver Support
    Users might face issues with hardware compatibility, as some device manufacturers do not provide Linux drivers. This can affect peripherals like printers, graphics cards, and network adapters.
  • Professional Software
    Certain professional-grade software in fields like video editing, graphic design, or specialized industry applications may not have Linux versions or equivalents. Professionals might need to dual-boot or use another OS for specific tasks.

Analysis of Wise

Overall verdict

  • Overall, Wise is highly regarded as one of the top options for international money transfers. It is praised for its transparency, cost-effectiveness, and ease of use, making it a preferred choice for many users.

Why this product is good

  • Wise is considered a reliable and efficient service for international money transfers due to its transparent fee structure and competitive exchange rates. The platform uses a mid-market exchange rate with no hidden fees, making it a popular choice for individuals and businesses looking to transfer money across borders. Additionally, Wise is known for its user-friendly interface and fast transfer speeds.

Recommended for

  • Individuals needing to send money abroad frequently.
  • Expats living in foreign countries who need to transfer money to home accounts.
  • Freelancers and remote workers receiving payments from international clients.
  • Businesses conducting international transactions.

Analysis of Ubuntu

Overall verdict

  • Yes, Ubuntu is generally considered a good operating system, particularly for those seeking a cost-effective, robust, and secure alternative to other operating systems like Windows or macOS.

Why this product is good

  • Ubuntu is a popular Linux distribution known for its user-friendliness, stability, and strong community support. It is a free open-source operating system that regularly receives updates and security patches, contributing to its reliability. Additionally, Ubuntu offers extensive documentation, making it accessible for beginners and versatile enough for advanced users.

Recommended for

  • Beginners looking to explore Linux due to its user-friendly graphical interface.
  • Developers and IT professionals preferring a stable and open-source environment.
  • Individuals and organizations seeking a secure OS for servers and cloud computing.
  • Users who require software tools available on a Linux platform and prefer regular updates.
  • Students and researchers needing access to scientific and development tools.

Wise videos

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Ubuntu videos

Ubuntu 19.10 Review | The Best GNOME Desktop, Yet?

More videos:

  • Review - Review: Ubuntu 19.10 "Eoan Ermine"
  • Review - Ubuntu 19.04, My Review (And Why Most Users Should Avoid It)
  • Review - Ubuntu 24.04: An Excellent Linux Distro
  • Review - Ubuntu's Decline
  • Review - Ubuntu 24.04 Review: Why It's Time to Change Ubuntu's Release Cycle

Category Popularity

0-100% (relative to Wise and Ubuntu)
Online Payments
100 100%
0% 0
Linux
0 0%
100% 100
Money Transfer
100 100%
0% 0
Operating Systems
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Wise and Ubuntu

Wise Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.
Top 5 Payoneer Alternatives [2024]
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneer’s fee structure is only transparent on...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.
Source: www.doola.com
Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Top 7 Wise Alternatives
Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).
Source: transumo.com

Ubuntu Reviews

Top 9 Fastest Linux Distros in 2024
Ubuntu and Mint are both based on Debian and share many similarities. However, some differences may impact performances in certain use cases. For example, Ubuntu tends to be more resource-heavy than Mint, especially the GNOME desktop environment, on the other hand, is known for its lightweight Cinnamon desktop environment, which can be more responsive & faster.
Source: linuxsimply.com
10 Most Popular Linux Distros of the Year 2023
Ubuntu also has some lightweight games like chess and Sudoku. GNOME Files, formerly known as Nautilus, is the default file manager. It is recognized for its strong community support, regular releases, and focus on user experience. There are several Ubuntu flavors available as well per the demand of users such as Ubuntu Studio for users who need the best multimedia-supported...
12 Best Linux Distros You Should Use
Ubuntu uses Snaps for package management, and the latter is the reason the Linux community has started repelling it. They completely dropped out-of-the-box support for Flatpaks, as we mentioned in our Ubuntu 23.04 features list. Although it’s a good starting point for a complete beginner, we would argue there are better Linux distros to try than Ubuntu.
Source: beebom.com
Finding the Best Linux Distro for Your Organization
Based on the open source Ubuntu community, Canonical provides commercial support and services for Ubuntu Enterprise deployments. Ubuntu Enterprise is known for its ease of use, regular updates, and compatibility with cloud environments. Commercial versions include Ubuntu Desktop, Ubuntu Server, Ubuntu for IoT, and Ubuntu Cloud -- all optimized versions for their...
The best Linux distributions (operating systems)
Around since 2004, Ubuntu is a classic Linux distribution. The operating system is aimed at different user groups and simplifies the first steps for beginners. On the one hand, Ubuntu is customizable, but also offers numerous technical tools to simplify installation and configuration. Many programs are pre-installed, and additional packages can be conveniently added. Ubuntu...
Source: www.ionos.com

Social recommendations and mentions

Based on our record, Ubuntu should be more popular than Wise. It has been mentiond 237 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: almost 2 years ago
  • We are happy to welcome you to Auction 88 — Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: almost 2 years ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 2 years ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 2 years ago
  • My New Client Is Asking Me For My Bank Info
    I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 2 years ago
View more

Ubuntu mentions (237)

  • I Installed Omakub Five Times So You Can Do It Just Once
    Linux is a great system. Ubuntu is a fantastic distribution to start with because of its ease to install and setup. It's also intuitive and easy to use, especially when coming from Windows or MacOS. It is a free (as in speech) and open-source system that keeps you out of the grips of Microsoft or Apple. In particular, it's great for developers and especially for web development -- since your web app is likely also... - Source: dev.to / 28 days ago
  • How to Check PC Specs without Logging into Windows 11?
    For a quick and easy process, I am using Puppy Linux, an extremely light-weight Linux Distribution. I will download the latest Puppy Linux ISO File (I am going with Slackware Base S15Pup64 as it is lighter) and then create a bootable USB using Rufus. If you want a safe and hassle-free process, you can stick with Ubuntu Distribution. - Source: dev.to / 3 months ago
  • Top 33 Ubuntu Linux Commands Every User Should Know (with Outputs)
    User@ubuntu:~ $ curl http://ubuntu.com User@ubuntu:~ $ curl -X POST -H "Content-Type: application/json" -d '{"name": "user", "age": 30}' http://example.com/api # -X POST: Specifies the request type as POST. # -H: Sets the request header, here specifying JSON content. # -d: Sends data with the request. User@ubuntu:~ $ curl -u username:password -O http://example.com/protectedfile.zip. - Source: dev.to / 5 months ago
  • How to Get Started with Bash Scripting for Automation
    Install a Linux distribution: Ubuntu, CentOS, or any preferred distro. - Source: dev.to / 5 months ago
  • How to use WSL 2 to Install Ubuntu on Windows 11?
    The system will list all the available Linux Distros. Popular Distros including but not limited to Ubuntu, Debian, openSUSE, SUSE Linux Enterprise and more will be displayed. Choose your distro accordingly. In this article, I am going to Install Ubuntu 20.04 LTS (Long Term Support). - Source: dev.to / 6 months ago
View more

What are some alternatives?

When comparing Wise and Ubuntu, you can also consider the following products

Bill.com - Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

Linux Mint - Linux Mint is one of the most popular desktop Linux distributions and used by millions of people.

Zoho Invoice - 100% free online invoicing software for small businesses.

Fedora - Fedora creates an innovative, free, and open source platform for hardware, clouds, and containers that enables software developers and community members to build tailored solutions for their users.

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

Arch Linux - You've reached the website for Arch Linux, a lightweight and flexible Linux® distribution that tries to Keep It Simple. Currently we have official packages optimized for the x86-64 architecture.