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Wise VS file.io

Compare Wise VS file.io and see what are their differences

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  3. » Reviews
  4. » Alternatives

Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

file.io logo file.io

Ephemeral file sharing
  • Wise Landing page
    Landing page //
    2023-09-02
  • file.io Landing page
    Landing page //
    2023-04-09

Wise features and specs

  • Low Fees
    Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
  • Real Exchange Rates
    Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
  • Fast Transfers
    Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
  • Multi-Currency Accounts
    Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
  • Transparent Pricing
    Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
  • User-Friendly Interface
    Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages of Wise

  • Limited Customer Support
    Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
  • Transfer Limits
    There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
  • Lack of Physical Locations
    Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
  • Verification Process
    New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
  • Not Available in All Countries
    Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
  • Occasional Delays
    While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

file.io features and specs

  • Simplicity
    The service offers a straightforward approach to file sharing, making it easy for users to upload and share files quickly without requiring an account.
  • Free Usage
    File.io can be used for free for basic file sharing needs, which is ideal for users or businesses with minimal file sharing requirements.
  • Automatic File Expiration
    Files are automatically deleted after being downloaded once, enhancing security by ensuring shared files do not linger online indefinitely.
  • No Account Required
    Users do not need to create an account to upload and share files, lowering the barrier to entry and speeding up the process.

Possible disadvantages of file.io

  • Limited File Downloads
    Files can only be downloaded once before being deleted, which could be limiting if multiple recipients need to access the same file.
  • File Size Limits
    There may be restrictions on the size of files that can be uploaded, constraining the sharing of larger files without upgrading or finding alternative solutions.
  • No Permanent Storage
    Since files are automatically deleted after download, file.io does not offer an option for permanent cloud storage or backup.
  • Limited Support for Multiple File Types
    The service might have limitations on the types of files supported for upload, potentially requiring users to convert files beforehand.

Wise videos

+ Add

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

file.io videos

No file.io videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Wise and file.io)

Wise

file.io

Online Payments
100 100%
Online Payments
0% 0
File Sharing
0 0%
File Sharing
100% 100
Money Transfer
100 100%
Money Transfer
0% 0
Secure File Sharing
0 0%
Secure File Sharing
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Wise and file.io

Wise Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.
Source: www.withparallax.com
Top 5 Payoneer Alternatives [2024]
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneer’s fee structure is only transparent on...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.
Source: www.doola.com
Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Source: www.techradar.com
Top 7 Wise Alternatives
Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).
Source: transumo.com

file.io Reviews

We have no reviews of file.io yet.
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Social recommendations and mentions

Based on our record, file.io should be more popular than Wise. It has been mentiond 80 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: almost 2 years ago
  • We are happy to welcome you to Auction 88 — Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: almost 2 years ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 2 years ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 2 years ago
  • My New Client Is Asking Me For My Bank Info
    I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 2 years ago
View more

file.io mentions (80)

  • Looking to install bed lights
    Ive used file.io in the past, but it definitely doesnt seem to be working tonight. Lets try google drive. Source: almost 2 years ago
  • Build your own .apk with your personal API key in 15 minutes online
    So I done everything and I get apk file via file.io but I get oath error when I try to login. So I change option to "apk direct download" and I can't install that application cause Google Play Protect don't let me in even when I use Split APK's Installer. Source: almost 2 years ago
  • Build your own .apk with your personal API key in 15 minutes online
    In the end, you can also use Direct Download instead of uploading it to file.io. Source: almost 2 years ago
  • Any way to recover corrupted chunks/regions?
    After finding that out, I reverted to a backup and Minecraft version where I knew his base existed prior to the update but his region was still reset. This isn't the first time I've had trouble with his base when updating the server but the issue resolved itself in the past after a simple revert. After doing some digging, I discovered the region file (r.-11.0.mca) that his base was once in is either corrupted or... Source: almost 2 years ago
  • Passed SAA-C03 today
    Updated the link with another fileshare service. Apparently file.io allows for only 1 download... Source: almost 2 years ago
View more

What are some alternatives?

When comparing Wise and file.io, you can also consider the following products

Bill.com - Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

transfer.sh - Easy file sharing from the command line

Zoho Invoice - 100% free online invoicing software for small businesses.

Bundler - Easy ZIP sharing for iPhone

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

Wormhole.app - Wormhole lets you share files with end-to-end encryption and a link that automatically expires.

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