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Wise VS Crystal (programming language)

Compare Wise VS Crystal (programming language) and see what are their differences

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Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Crystal (programming language) logo Crystal (programming language)

Programming language with Ruby-like syntax that compiles to efficient native code.
  • Wise Landing page
    Landing page //
    2023-09-02
  • Crystal (programming language) Landing page
    Landing page //
    2022-01-26

Wise features and specs

  • Low Fees
    Wise offers competitive and transparent fees compared to traditional banks and many other money transfer services.
  • Real Exchange Rates
    Wise uses the mid-market exchange rate, meaning users get the real exchange rate without any hidden markups.
  • Fast Transfers
    Many transfers through Wise are processed quickly, often within a few hours or a day, depending on the destination country and payment method.
  • Multi-Currency Accounts
    Users can hold and manage money in multiple currencies with Wise's Borderless Account, making it easier for those who deal with international payments regularly.
  • Transparent Pricing
    Wise is upfront about their fees and the total cost of a transfer, so users know exactly how much they'll pay and how much the recipient will receive.
  • User-Friendly Interface
    Wise offers a clean and intuitive application and web interface, making it easy for users to navigate and complete transactions.

Possible disadvantages of Wise

  • Limited Customer Support
    Wise's customer support is primarily online, and some users report difficulties in reaching live assistance or having slow response times.
  • Transfer Limits
    There are limits on how much money can be transferred in a single transaction or over a period of time, which might be restrictive for some users.
  • Lack of Physical Locations
    Unlike traditional banks, Wise doesn't have physical branches, which can be an inconvenience for those who prefer in-person banking services.
  • Verification Process
    New users or those making large transfers may have to go through a lengthy verification process, which can delay the initial transaction.
  • Not Available in All Countries
    Wise does not operate in every country, limiting its accessibility for some users looking to send or receive international payments.
  • Occasional Delays
    While generally fast, some transfers may experience delays due to various factors, such as banking hours, holiday schedules, or compliance checks.

Crystal (programming language) features and specs

  • Performance
    Crystal is designed to have the performance of C, thanks to its compilation to efficient native code. Its static type system and low-level memory management capabilities allow optimized execution.
  • Syntax
    Crystal offers a syntax that is heavily inspired by Ruby, making it intuitive and familiar for Ruby developers. This can significantly reduce the learning curve and improve developer productivity.
  • Type Inference
    Crystal provides powerful type inference, enabling developers to write less boilerplate code while still benefiting from the safety and performance of a statically-typed language.
  • Concurrency
    Crystal supports lightweight concurrency with fibers, which allows developers to write efficient and scalable concurrent programs with a simpler syntax compared to traditional threading models.
  • Community and Ecosystem
    Crystal has an active and growing community. It also boasts a rich ecosystem with libraries and tools, making it easier for developers to find resources and support.

Possible disadvantages of Crystal (programming language)

  • Maturity
    Crystal is still a relatively young language compared to more established languages like Python or Java. This can mean fewer resources, libraries, and tools, as well as potential instability in certain areas.
  • Compilation Time
    Crystal's compilation times can be slower compared to interpreted languages, particularly for larger codebases. This can impact development workflows and iteration speed.
  • Binary Size
    Compiled Crystal programs tend to generate larger binary sizes compared to other compiled languages like Go or Rust. This can be a consideration for resource-constrained environments.
  • Platform Support
    Being less mature, Crystal may have fewer options for platform-specific optimizations and integrations, which could limit its use in certain specialized applications.
  • Tooling
    Although the situation is improving, Crystal's tooling ecosystem is not as mature as those of older languages. This can affect the availability and quality of IDE support, debugging tools, and other development aids.

Analysis of Wise

Overall verdict

  • Overall, Wise is highly regarded as one of the top options for international money transfers. It is praised for its transparency, cost-effectiveness, and ease of use, making it a preferred choice for many users.

Why this product is good

  • Wise is considered a reliable and efficient service for international money transfers due to its transparent fee structure and competitive exchange rates. The platform uses a mid-market exchange rate with no hidden fees, making it a popular choice for individuals and businesses looking to transfer money across borders. Additionally, Wise is known for its user-friendly interface and fast transfer speeds.

Recommended for

  • Individuals needing to send money abroad frequently.
  • Expats living in foreign countries who need to transfer money to home accounts.
  • Freelancers and remote workers receiving payments from international clients.
  • Businesses conducting international transactions.

Analysis of Crystal (programming language)

Overall verdict

  • Crystal is considered a good choice for developers who appreciate the syntax and flexibility of Ruby but require the performance and safety of a compiled language. Its balance of readability and efficiency makes it ideal for projects where high performance is critical but developer productivity cannot be sacrificed. However, potential users should consider the relatively smaller community compared to more established languages.

Why this product is good

  • Crystal is designed to combine the elegance and productivity of Ruby with the performance and efficiency of a compiled language. It offers a syntax that is close to Ruby, making it easy to read and write, while its compiler produces highly optimized native code. The language features static type checking, which helps catch errors at compile time, and it comes with powerful concurrency support through lightweight fibers. Additionally, Crystal's extensive standard library and growing ecosystem make it suitable for a wide range of applications.

Recommended for

  • Developers who enjoy Ruby's syntax but need better performance.
  • Projects that require strong concurrency support.
  • Applications where native code performance is a priority.
  • Developers willing to explore a language with a smaller ecosystem.

Wise videos

+ Add

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Crystal (programming language) videos

No Crystal (programming language) videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Wise and Crystal (programming language))

Wise

Crystal (programming language)

Online Payments
100 100%
Online Payments
0% 0
Programming Language
0 0%
Programming Language
100% 100
Money Transfer
100 100%
Money Transfer
0% 0
OOP
0 0%
OOP
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Wise and Crystal (programming language)

Wise Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations
Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.
Source: www.withparallax.com
Top 5 Payoneer Alternatives [2024]
Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneer’s fee structure is only transparent on...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.
Source: www.doola.com
Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Source: www.techradar.com
Top 7 Wise Alternatives
Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).
Source: transumo.com

Crystal (programming language) Reviews

We have no reviews of Crystal (programming language) yet.
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Social recommendations and mentions

Based on our record, Crystal (programming language) should be more popular than Wise. It has been mentiond 115 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: almost 2 years ago
  • We are happy to welcome you to Auction 88 — Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: almost 2 years ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 2 years ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 2 years ago
  • My New Client Is Asking Me For My Bank Info
    I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 2 years ago
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Crystal (programming language) mentions (115)

  • Dotnet Run App.cs
    Have you heard of crystal[0]? It is very close to ruby, but compiled, with fast start times. [0]: https://crystal-lang.org/. - Source: Hacker News / 17 days ago
  • Rhombus Language
    Did you ever see Crystal? It's more or less a typed Ruby. I've heard that you can port some code directly. https://crystal-lang.org/. - Source: Hacker News / 3 months ago
  • Tiny JITs for a Faster FFI
    If you like the Ruby syntax (but want a statically typed language), you might want to take a look at Crystal: https://crystal-lang.org/ > Crystal is statically typed and type errors are caught early by the compiler, eliminating a range of type-related errors at runtime. - Source: Hacker News / 4 months ago
  • Advent of Code #1 (in Gleam)
    I really enjoyed using Crystal last year. It is a very ergonomic language with a featureful standard library. I was tempted to use it again this year, but I figured I should use this opportunity to try something new. After considering several languages including Go, F#, Nim, and Raku, I decided to go with Gleam. - Source: dev.to / 7 months ago
  • Understanding Ruby 3.3 Concurrency: A Comprehensive Guide
    Also check https://crystal-lang.org/ which aims for ruby like syntax/dx but almost native performance. - Source: Hacker News / 7 months ago
View more

What are some alternatives?

When comparing Wise and Crystal (programming language), you can also consider the following products

Bill.com - Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

Nim (programming language) - The Nim programming language is a concise, fast programming language that compiles to C, C++ and JavaScript.

Zoho Invoice - 100% free online invoicing software for small businesses.

Go Programming Language - Go, also called golang, is a programming language initially developed at Google in 2007 by Robert...

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

V (programming language) - Simple, fast, safe, compiled language for developing maintainable software.

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