WalletHub VS Credit Karma

I don't think the wallethub.com list is the source I would rest my entire case on, but I already conceded that Springdale is almost as diverse as Little Rock. I wouldn't lean too heavily on "there are multiple types of diversity, and also different kinds of white people" argument either if I were you. Anyway, it appears you have a chip on your shoulder about the whole thing so enjoy your downvote lol. Source: 10 months ago

I think it's important to understand that your source is a nothing but an advertisement for the website https://wallethub.com/. Source: over 1 year ago

Created a new account at wallethub.com to monitor credit ongoing. Source: over 1 year ago

If you don’t pay your credit card you are being charged 36% on the new First PREMIER® Bank Credit Card. The card is unsecured and for bad credit. It has an annual fee of $50 - $125 1st yr, $45 - $49 after that. Plus, there’s a $55 - $95 one-time processing fee. (According to wallethub.com). Source: almost 2 years ago

His home, that certainly could be a pretty big difference, again depending on a lot of factors. The median home price in NYC is $733k per Zillow, and $161k in STL, so that is a big difference. If he'd buy the median home in either place then I get a ~$10.5k difference in property taxes (using figures I got from wallethub.com). Source: over 2 years ago

If your sister carries a balance month to month on her cards, she’s not using her cards responsibly and you definitely do not need her scores dragging yours down, family loyalty and all. Join Experian.com and creditkarma.com for free, to keep track of your credit reports and FICO 8 score (Experian). Source: 11 months ago

It could be your moms, I know one of my moms credit cards from 1987 (when I was 2) shows up on mine. But I highly doubt 8 accounts are there. creditkarma.com is another place you can quickly check. Source: about 1 year ago

You're correct that the 795 score is based on Vantage 3.0. I got it from creditkarma.com and it says as much under the scores. Source: about 1 year ago

The big 3 credit agencies are scum. Do not pay them. You DO NOT need to pay them. It's free to freeze your credit (https://www.nerdwallet.com/article/finance/how-to-freeze-credit). It's free to check your credit (www.AnnualCreditReport.com). It's free to monitor your credit (creditkarma.com). Don't give them your money. Source: about 1 year ago

He can also get an approximation of his score via creditkarma.com. It won't be the same one that the landlord will use but it'll give you an idea of the ballpark he's in. Source: about 1 year ago