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Stripe VS Zoho Checkout

Compare Stripe VS Zoho Checkout and see what are their differences

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Stripe logo Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Zoho Checkout logo Zoho Checkout

Zoho Checkout lets you accept one-time and recurring payments online using customizable checkout pages. Try for FREE!
  • Stripe Landing page
    Landing page //
    2024-04-30
  • Zoho Checkout Landing page
    Landing page //
    2023-08-29

Stripe features and specs

  • Comprehensive API
    Stripe offers a robust and well-documented API that allows businesses to customize their payment processing to suit their specific needs.
  • Global Reach
    Stripe supports payment processing in multiple countries and currencies, making it ideal for businesses with international clientele.
  • Advanced Security
    Stripe provides advanced security features, such as PCI DSS compliance and fraud prevention tools, ensuring that both businesses and customers are protected.
  • Scalability
    Stripe is suitable for businesses of all sizes, from startups to large enterprises, offering solutions that scale with the business's growth.
  • Rich Feature Set
    In addition to payment processing, Stripe offers a wide range of features including subscription billing, invoicing, and marketplace payments.
  • Integration with Popular Platforms
    Stripe easily integrates with popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying the setup process.

Possible disadvantages of Stripe

  • Costly for High-Volume Businesses
    Stripe's transaction fees can become expensive for high-volume businesses, especially when compared to other payment processors that offer volume-based discounts.
  • Complex Setup
    For businesses without a dedicated developer or technical team, setting up Stripe’s API and customizing it can be complex and time-consuming.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be slow to respond and may not always provide satisfactory solutions to issues.
  • Account Stability
    There have been instances where Stripe has abruptly terminated accounts or held funds, causing disruptions to businesses.
  • Subject to Chargebacks
    Like other payment processors, Stripe is not immune to chargebacks, which can be a significant issue for certain types of businesses.

Zoho Checkout features and specs

  • User-Friendly Interface
    Zoho Checkout offers an intuitive and easy-to-navigate interface that simplifies the payment collection process for both businesses and customers.
  • Customizable Payment Pages
    The platform allows for customizable payment pages, letting businesses align the checkout process with their brand's look and feel.
  • Integration Capabilities
    Zoho Checkout integrates seamlessly with other Zoho products and third-party applications, ensuring a streamlined workflow and data consistency.
  • No Setup Fees
    Zoho Checkout does not charge any setup fees, making it cost-effective for small businesses and startups to begin accepting online payments.
  • Security and Compliance
    Zoho Checkout is PCI-DSS compliant, offering high security standards for handling sensitive payment information and reducing the risks of data breaches.

Possible disadvantages of Zoho Checkout

  • Limited Advanced Features
    Compared to other advanced payment gateways, Zoho Checkout may lack some high-end features like detailed analytics and complex subscription management.
  • Geographical Restrictions
    The service may be limited or less effective in certain regions, potentially restricting global business operations.
  • Customer Support
    Although adequate, the customer support for Zoho Checkout may not be as prompt or extensive as some users might require, especially for urgent issues.
  • Transaction Fees
    Depending on the volume of transactions, the transaction fees can add up, potentially impacting the overall cost-effectiveness for high-volume businesses.
  • Limited Payment Processor Options
    Zoho Checkout primarily integrates with Stripe, offering fewer choices for payment processors compared to some other platforms.

Analysis of Stripe

Overall verdict

  • Yes, Stripe is generally considered a good choice for businesses looking for reliable and flexible payment processing solutions. It is praised for its developer-friendly design and its capability to support complex billing models.

Why this product is good

  • Stripe is widely regarded as a good payment processing platform due to its ease of use, robust API, comprehensive documentation, and the ability to handle various payment methods across multiple countries. It also offers advanced security features, fraud prevention tools, and a scalable infrastructure suitable for businesses of all sizes.

Recommended for

  • E-commerce businesses seeking a reliable payment gateway
  • Developers looking for a customizable and programmer-friendly API
  • Startups and SMEs for scalability and ease of integration
  • Global businesses that need multi-currency support and international payment options

Analysis of Zoho Checkout

Overall verdict

  • Overall, Zoho Checkout is a solid choice for businesses seeking a straightforward, reliable, and cost-effective way to manage online payments. Its ease of use, coupled with integration capabilities within the Zoho ecosystem, makes it a competitive option in the market.

Why this product is good

  • Zoho Checkout is considered a good option because it offers a simple and effective solution for businesses looking to collect payments online without the need for a full-fledged e-commerce platform. It provides a user-friendly interface, customizable payment pages, and integrations with various payment gateways. Additionally, it is part of the Zoho ecosystem, which can be beneficial for businesses already utilizing other Zoho applications. The platform offers secure payment processing, recurring payment capabilities, and detailed analytics to track transactions.

Recommended for

    Zoho Checkout is recommended for small to medium-sized businesses looking to facilitate online payments without the need for a comprehensive e-commerce system. It's particularly suited for businesses already using Zoho products or those who need a simple solution for collecting payments for events, services, or products without extensive technical setup.

Stripe videos

+ Add

PayPal VS Stripe 2020: Which Online Payment Processor Is Best For Your Business?

More videos:

  • Review - Stripe Review Video
  • Review - BEWARE: CLOSE YOUR STRIPE ACCOUNT!!! *BEFORE THEY DO*

Zoho Checkout videos

+ Add

Zoho Checkout Overview

Category Popularity

0-100% (relative to Stripe and Zoho Checkout)

Stripe

Zoho Checkout

Online Payments
100 100%
Online Payments
0% 0
Payments
92 92%
Payments
8% 8
Recurring Billing
100 100%
Recurring Billing
0% 0
eCommerce
0 0%
eCommerce
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Stripe and Zoho Checkout

Stripe Reviews

Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Stripe is one of the world’s largest payment processing platforms, trusted by their customers for many years. In addition to gateway features, for a fee, Stripe offers billing and subscription management tools for its users. Its intuitive interface and extensive documentation make it a favorite among developers and companies of different sizes.
Source: rainex.io
Top 5 Payoneer Alternatives for Seamless Online Transactions
Key Features: A powerful payment processing platform focused on online businesses, offering features like subscriptions and fraud prevention. Stripe boasts a unified suite of tools and APIs that simplify the entire online payment process for businesses.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Conveniently, Stripe automatically deposits your funds into your bank account. Another convenient feature of Stripe is that the checkout process takes place on your website. That reduces customer friction compared to platforms like PayPal, which sends customers to external sites. The platform is also highly customisable.
Source: www.podium.com.au
The 6 best online payment processing services in 2024
Part of the HubSpot Commerce Hub feature set, Payments adds payment processing on top of a mountain of possibilities. It's seamlessly connected to all other parts of this sales software, so you can manage your business relationships, marketing, website, content, and operations from the same place. The actual payment infrastructure belongs to Stripe, with HubSpot charging...
Source: zapier.com
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Stripe is a payment processor. Its software and APIs enable businesses to accept payments, send payouts, and manage their businesses online. Stripe offers its customers a full-stack payment process – it serves as both a third-party payment processor and a payment gateway.
Source: rainex.io

Zoho Checkout Reviews

We have no reviews of Zoho Checkout yet.
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Social recommendations and mentions

Based on our record, Stripe seems to be a lot more popular than Zoho Checkout. While we know about 276 links to Stripe, we've tracked only 1 mention of Zoho Checkout. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Stripe mentions (276)

  • Integrating Stripe with SvelteKit: Dynamic Pricing and Payment Security
    Integrating Stripe into a SvelteKit application, especially when dealing with dynamic product pricing and robust webhook validation, can be challenging. While building a client's business application using SvelteKit and PostgreSQL (with Drizzle ORM), I encountered the need for a streamlined integration with Stripe. The goal was to use minimal dependencies while supporting features such as dynamic pricing, product... - Source: dev.to / 9 days ago
  • Under the Hood: How Tesla Powers its Android App with React Native
    Notably, Tesla employs Stripe as its payment service, ensuring exceptional stability and security. Stripe is a global payment system capable of reliably handling financial transactions across various countries. - Source: dev.to / 25 days ago
  • Four years of running a SaaS in a competitive market
    Same, from United States and not seeing dollars is a bit funky. I wonder if there are opportunities for more call to actions. e.g. I scrolled the page and the only links to sign up are at the top (I’m on mobile). Compare this to https://stripe.com/ and it’s super obvious how to “Start now” from anywhere on the page. - Source: Hacker News / about 1 month ago
  • Is GitHub Sponsors Safe? A Comprehensive Guide
    Open-source development is a cornerstone of modern technology innovation, but sustaining projects financially remains a persistent challenge. GitHub Sponsors, an initiative introduced by GitHub, offers a way for individual developers and organizations to receive funding. Given the emphasis on financial and user security, developers often ask: Is GitHub Sponsors safe? In this post, we explore the safety protocols... - Source: dev.to / about 1 month ago
  • Dunning Emails – Definition, Examples, Best Practices, and Automation Tools
    Many subscription billing or payment platforms include dunning management out-of-the-box. For example, Stripe (a popular payment processor) can be configured to send automatic payment failure emails and retry charges on a schedule. However, Stripe’s native dunning features are somewhat basic and not highly customizable. - Source: dev.to / about 1 month ago
View more

Zoho Checkout mentions (1)

What are some alternatives?

When comparing Stripe and Zoho Checkout, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Balance Checkout - The first B2B checkout

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Checkout Page - Sell on your site with customizable checkouts. Tailor-made one page checkouts to sell digital products & services without an ecommerce store.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Stripe Elements - Beautiful, smart checkout flows 💳💸

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