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Stripe Terminal VS SumUp

Compare Stripe Terminal VS SumUp and see what are their differences

Bill.com
Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform. featured
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Stripe Terminal logo Stripe Terminal

The programmable point-of-sale solution 💳🛠️

SumUp logo SumUp

Accept card payments on your phone
  • Stripe Terminal Landing page
    Landing page //
    2023-06-17
  • SumUp Landing page
    Landing page //
    2023-09-30

Stripe Terminal features and specs

  • Integration with Stripe Ecosystem
    Seamlessly integrates with other Stripe services, allowing businesses to unify online and offline payments into a single platform.
  • Customizability
    Offers a high level of customization to fit specific business needs, including tailored payment flows and branded receipts.
  • Hardware Options
    Provides a variety of hardware options that cater to different business needs, from mobile card readers to countertop smart terminals.
  • Developer-Friendly
    Includes extensive documentation and SDKs for iOS, Android, and JavaScript, making it easy for developers to build custom POS solutions.
  • Global Availability
    Available in multiple countries with support for numerous currencies, enabling businesses to operate globally with ease.

Possible disadvantages of Stripe Terminal

  • Cost
    Costs can add up with transaction fees, hardware purchases, and potential development expenditures for custom setups.
  • Setup Complexity
    Can be complex to set up and integrate without sufficient technical expertise, potentially requiring developer resources.
  • Limited Offline Capability
    Dependent on internet connectivity for transactions; limited offline capabilities may not suit all business environments.
  • Geographic Limitations
    Despite global reach, some specific features and hardware might not be available in all regions, which can hinder operations in certain countries.
  • Technical Support
    Users report that while support is available, response times can vary, potentially causing delays if issues arise during business hours.

SumUp features and specs

  • Ease of Use
    SumUp offers a user-friendly interface and setup process, making it accessible for individuals and small businesses to start accepting card payments quickly.
  • Affordability
    With no monthly fees and low transaction rates, SumUp provides a cost-effective solution for businesses that process low volumes of card payments.
  • Portability
    The compact size of SumUp card readers makes them convenient for mobile businesses and on-the-go transactions.
  • Wide Range of Payment Methods
    SumUp supports a variety of payment options, including chip and pin, contactless, and mobile wallet payments like Apple Pay and Google Pay.
  • No Contracts
    SumUp operates on a pay-as-you-go basis, allowing businesses to use the service without being tied into long-term contracts.

Possible disadvantages of SumUp

  • Limited Advanced Features
    SumUp focuses on basic transaction processing and lacks some of the advanced features and integrations offered by larger POS systems.
  • Occasional Connectivity Issues
    Some users report connectivity issues with the reader, particularly in areas with weak internet or Bluetooth connections.
  • Customer Support
    While SumUp provides customer support, some users have experienced slow response times and find it challenging to resolve issues promptly.
  • Not Suitable for High-Volume Transactions
    Due to transaction limits and the structure aimed at small businesses, SumUp may not be ideal for larger businesses with high-volume payment processing needs.
  • Limited Geographic Availability
    Although expanding, SumUp services are not available in all countries, which can limit its usability for international or globally-operating businesses.

Stripe Terminal videos

+ Add

Dev Chats: Stripe Terminal

More videos:

  • Demo - 🔥How to Setup POS Machine Card Reader Using Stripe Terminal | 🔥Working Demo of Successful Payment

SumUp videos

+ Add

SumUp Air Review - Mobile Card Reader (Contactless)

More videos:

  • Review - SumUp Air POS App WALKTHROUGH (with in-app footage)
  • Review - AD | No More Non Payers With SumUp Card Reader

Category Popularity

0-100% (relative to Stripe Terminal and SumUp)

Stripe Terminal

SumUp

Online Payments
66 66%
Online Payments
34% 34
Productivity
82 82%
Productivity
18% 18
Payment Platform
0 0%
Payment Platform
100% 100
Fintech
100 100%
Fintech
0% 0

User comments

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Social recommendations and mentions

Based on our record, Stripe Terminal should be more popular than SumUp. It has been mentiond 10 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Stripe Terminal mentions (10)

  • Stripe Terminal iOS & Android SDK
    Hey, I'm creating a POS system and want to integrate Stripe Terminal for accepting in-person payments. I need to have offline capabilities so the server-driven integration is no option sadly. So I'll need to use their iOS & Android SDK's. Can anyone help me with this? Or tell me how to integrate two SDK's into a flutter app? (I'll probably be using the BBPOS WisePad 3). Source: about 2 years ago
  • Gesture-based payments
    Finally, using gestures solely would only work if a customer is part of a program that already possesses their credit card details. If a gesture is not used as a confirmation input but as the payment method itself, we need some way to match payment details to this gesture and this user. For example, let’s imagine that a customer wants to pay with gestures that they trained on their smartwatch. We could imagine a... - Source: dev.to / over 2 years ago
  • Making a point of sale app
    The short answer here is: there's companies which will provide you a cloud API to interact with a card reader they provide, and that's the least awful way to use one. These include Stripe (https://stripe.com/terminal), Square (https://squareup.com/us/en), SumUp (https://sumup.com/), and going towards the enterprise end, things like Adyen (https://www.adyen.com/pos-payments). Source: over 2 years ago
  • Can I integrate Stripe terminal with my POS system?
    We'd love to have you! Make your way to stripe.com/terminal and go through the docs. There's a nice sample that uses a simulator to show you how to get it done. Source: over 3 years ago
  • Apple unveils contactless payments via Tap to Pay on iPhone
    Stripe does have a physical terminal too (https://stripe.com/terminal) but I've never seen it at a merchant. - Source: Hacker News / over 3 years ago
View more

SumUp mentions (1)

  • GROUPON (GRPN) IS WILDLY UNDER-VALUED
    “SumUp, the company that enables merchants to take debit and credit card payments with their smartphones, has today announced Groupon (NASDAQ: GRPN) and American Express (NYSE: AXP) as new investors.”. Source: over 3 years ago

What are some alternatives?

When comparing Stripe Terminal and SumUp, you can also consider the following products

Square Register - A fully integrated point of sale (POS) system 💰

Stripe Elements - Beautiful, smart checkout flows 💳💸

Shopify Tap & Chip Reader - Mobile POS hardware that connects to the rest of Shopify

Resoomer - Resoomer is a software and online tool for text summary: it allows you to summarize and analyze your articles by taking up the important concepts

SMMRY - Summarize articles, text, websites, essays and documents for free with SMMRY.

Square Contactless Reader - Accept Apple Pay + Chip cards, anywhere

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