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Splitwise VS Combo Cards

Compare Splitwise VS Combo Cards and see what are their differences

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!

Combo Cards logo Combo Cards

Virtual corporate cards for advertising and business expenses.
  • Splitwise Landing page
    Landing page //
    2023-01-23
  • Combo Cards
    Image date //
    2024-10-25
  • Combo Cards
    Image date //
    2024-10-25
  • Combo Cards
    Image date //
    2024-10-25

Some of the top features or benefits of Combo Cards are: Multi-Currency Support, over 47 BINs worldwide, Real-Time Exchange Rates, Budgeting Tools, Crypto Wallets, Instant Release, Mass Top-Ups, and Global Payrolls Service. Check out the website to learn more.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Combo Cards features and specs

  • Mass top-ups in crypto
    there's no need to enter the data of colleagues and partners each time you want to make a transfer. Instead, you can save their information in the address book just once, specifying their name and coin.
  • Over 47 global BINs
    Issue virtual cards from USA, Europe and Asia Pacific. Set spending limits and manage your spend with a few clicks.
  • Advanced Teamwork
    Invite colleagues, assign roles and budgets.
  • Global Payrolls
    Pay salaries and advances, cover expenses for freelancers and contractors around the globe.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

Splitwise videos

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Combo Cards videos

No Combo Cards videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Splitwise and Combo Cards)
Personal Finance
100 100%
0% 0
Online Payments
0 0%
100% 100
Expense Tracking
100 100%
0% 0
Payment Platform
0 0%
100% 100

Questions and Answers

As answered by people managing Splitwise and Combo Cards.

What makes your product unique?

Combo Cards's answer:

We offer the lowest commissions in the market with the largest number of BINs available for issuance. Moreover, we provide a comprehensive set of one-stop solutions, including Global Payrolls and Gift Cards.

Who are some of the biggest customers of your product?

Combo Cards's answer:

Due to the nature of our niche, we can't disclose much about the teams using Combo Cards daily. However, we can say that our audience is quite diverse, consisting of both large arbitrage teams and solo affiliates from around the world.

Why should a person choose your product over its competitors?

Combo Cards's answer:

Combo Cards is one of the largest and oldest companies in the niche. Over the years, we've established a reputation as a trusted payment solution that strives for improvement at every step. Our service runs like clockwork, and our commissions are always transparent and up-to-date.

How would you describe your primary audience?

Combo Cards's answer:

Media Buyers, Affiliate Teams, Crypto Traders, App-developers, Business Owners

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Splitwise and Combo Cards

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
7 Best Budgeting Tools and Apps for Personal Finance
This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...

Combo Cards Reviews

We have no reviews of Combo Cards yet.
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What are some alternatives?

When comparing Splitwise and Combo Cards, you can also consider the following products

Tricount - Manage and share expenses with friends

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PST.NET - Virtual payment cards for online shopping and advertising

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