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PST.NET VS Splitwise

Compare PST.NET VS Splitwise and see what are their differences

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PST.NET logo PST.NET

Virtual payment cards for online shopping and advertising

Splitwise logo Splitwise

Splitwise is a free tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
  • PST.NET Landing page
    Landing page //
    2023-05-18

PST.NET provides virtual cards in $ and € for online shopping and advertising.
Top-up your account with a crypto or wire transfer and you are ready to pay for any goods and services, like Facebook Ads, Google Ads, etc.
Get your first virtual crypto card (VCC) in one minute at PST.NET

Key benefits of PST.NET
+ Premium virtual payment cards (VCC) from major banks in USD and EURO
+ Instant card issuance, first card without documents (KYC)
+ Deposit your cards with a crypto (USDT, BTC) or WIRE transfers
+ Perfect for media buying (Facebook Ads, Google Ads, TikTok Ads, etc)
+ Cards with 3D-Secure (confirmation codes will appear in PST account)
+ Tools for teamwork and spend management control (control of team members and their limits, various reports)
+ Special offer for teams (PST Private): up to 100 virtual payment cards for free, cashback 3% on ads

  • Splitwise Landing page
    Landing page //
    2023-01-23

PST.NET features and specs

  • Global Reach
    PST.NET provides global virtual servers, allowing users to deploy applications closer to their end-users, which can result in lower latency and better performance.
  • Scalability
    The service can easily scale to accommodate growing workloads and traffic, ensuring that businesses can handle increased demand without performance degradation.
  • Diverse Service Offerings
    Offers a range of services including VPS, VPN, and dedicated servers, catering to diverse needs from personal projects to enterprise-level deployments.
  • Security Features
    Provides robust security features including DDoS protection and data encryption, helping to protect sensitive information and maintain uptime.
  • 24/7 Support
    Offers around-the-clock customer support to assist with any technical issues or queries, ensuring minimal downtime and faster resolutions.

Possible disadvantages of PST.NET

  • Pricing
    The cost of services can be higher compared to some other hosting providers, potentially making it a less attractive option for budget-conscious customers.
  • Complexity
    With a wide array of options and configurations available, the platform may present a steep learning curve for new users or those unfamiliar with advanced server management.
  • Limited Reviews
    As a lesser-known provider, there are fewer user reviews available online, which may make it challenging to gauge reliability and customer satisfaction.
  • Geographical Restrictions
    While it offers global services, there might be some geographical areas with less coverage or higher latency compared to other leading providers.
  • Additional Costs
    Certain advanced features and higher levels of customer support may incur additional fees, making it important for users to fully understand the pricing structure.

Splitwise features and specs

  • User-Friendly Interface
    Splitwise provides an intuitive and easy-to-navigate interface, making it straightforward for users to add expenses, keep track of debts, and settle up.
  • Multi-Platform Availability
    Available on the web, iOS, and Android, Splitwise ensures users can access and manage their expenses from almost any device.
  • Expense Tracking
    The app allows users to easily log and categorize expenses, which can be particularly useful for group trips, shared households, or any shared financial responsibility.
  • Flexible Split Options
    Users can split expenses equally, by percentages, shares, or custom amounts, providing flexibility in how costs are divided among group members.
  • Currency Conversion
    Splitwise supports multiple currencies, which is handy for international travel or groups with members from different countries.
  • Bill Reminders
    The app sends reminders for outstanding balances, helping users to stay on top of their payments and avoid forgotten debts.
  • Integration with Payment Platforms
    Splitwise can integrate with payment platforms like PayPal and Venmo for easy settlement of balances.

Possible disadvantages of Splitwise

  • Privacy Concerns
    Since Splitwise involves sharing financial information with others, there could be privacy concerns for those unwilling to share detailed expense data.
  • Subscription-Based Features
    Some advanced features, such as expense exporting and additional integrations, require a Splitwise Pro subscription.
  • Manual Entry Requirement
    Splitwise requires users to manually enter expenses, which could be time-consuming and prone to errors if not done diligently.
  • Limited Automatic Reconciliation
    While Splitwise helps track who owes whom, it does not automatically reconcile or pay off balances, leaving users responsible for manual payment.
  • Dependency on Group Honesty
    The accuracy of the expense records relies on the honesty and diligence of all group members, which may not always be reliable.
  • Potential for Confusion
    The various options for splitting bills (equally, by shares, etc.) can sometimes lead to confusion or disputes among users over what is fair.

Analysis of PST.NET

Overall verdict

  • PST.NET is a reputable service, offering a variety of digital marketing and IT solutions. However, its suitability depends on specific business needs.

Why this product is good

  • PST.NET is known for its comprehensive suite of services including proxy solutions, payment processing, and other IT services. They are appreciated for their robust infrastructure, customer support, and ability to cater to businesses looking for efficient digital solutions. Additionally, they are a well-established company with positive feedback regarding stability and security.

Recommended for

  • Businesses needing reliable proxy services for web scraping and data gathering.
  • Companies looking for flexible and secure payment processing solutions.
  • Organizations that require IT services support including server management and digital security.
  • Digital marketing agencies seeking tools and support to enhance their online presence.

Analysis of Splitwise

Overall verdict

  • Splitwise is a highly effective tool for managing shared expenses, especially if frequent splitting of costs is involved. Its features make it easy to track who owes what, and its automatic calculations save time and reduce errors.

Why this product is good

  • Splitwise is popular because it simplifies sharing and tracking expenses among groups, making it ideal for roommates, friends on trips, or any group spendings.
  • It automatically calculates balances and reminds users about payments, reducing the awkwardness of asking others for money.
  • Offers a user-friendly interface both on web and mobile apps, which makes managing expenses convenient and accessible.
  • Supports multiple currencies, which is great for international travel groups.
  • Integration with payment platforms like PayPal and Venmo for easy settlement of debts.

Recommended for

  • Roommates who need to regularly split household bills and expenses.
  • Groups of friends or families who often travel together and need to manage shared travel costs.
  • Colleagues or classmates working on projects or events that require shared funding.
  • Anyone who wants to avoid the hassle of manually tracking and settling shared expenses.

PST.NET videos

+ Add

How To Get A Virtual Card from US Bank for Online Shopping and Advertising with PST.NET

Splitwise videos

+ Add

Splitwise - iPhone App Review! [2020]

More videos:

  • Review - Tricount vs Splitwise - App comparison
  • Demo - Splitwise Demo

Category Popularity

0-100% (relative to PST.NET and Splitwise)

PST.NET

Splitwise

Online Payments
100 100%
Online Payments
0% 0
Personal Finance
0 0%
Personal Finance
100% 100
Virtual Credit Cards
100 100%
Virtual Credit Cards
0% 0
Expense Tracking
0 0%
Expense Tracking
100% 100

User comments

Share your experience with using PST.NET and Splitwise. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare PST.NET and Splitwise

PST.NET Reviews

  1. Daniel Clart
    Highly useful

    I would reccomend this to anyone due to its simplicity and for many other reasons…

    🏁 Competitors: Stripe Billing
    👍 Pros:    Ecommerce|Card issu|Card issuing|Many free cards
    👎 Cons:    Fees
  2. Maya Andies
    A good experience at this site

    I’ve actually had a great site and I’ve been pleased to have used this. The support has helped me whenever I need help

    🏁 Competitors: Magento
    👍 Pros:    Simplicity of the virtual card
  3. William Haruspex
    · CEO ·
    A great platform

    I have used it frequently and have found it to adhere to my needs in a great way! Really good job

    🏁 Competitors: Revolut, Stripe Billing, Wise
    👍 Pros:    Simplicity of the virtual card|Credit

Splitwise Reviews

12 Best Bill Splitting Apps in 2023
Splitwise is among the most commonly used group payment apps that can easily keep a systematic record of all your informal debts including restaurant bills, travel expenses, cost of accommodation, and much more. With this expense sharing app, users can either create groups or split the bill privately among friends. Splitwise also registers and saves all the expenses and...
Source: www.mobileappdaily.com
6 Best Bill Splitting Apps for Hassle-Free Expense Sharing
Splitwise employs an intelligent algorithm to calculate the exact amount owed by each user. It shows who paid for what, how much amount was paid by each member, and any outstanding balances. Furthermore, the application also keeps everyone updated about their balances and recent transactions.
Source: www.how2shout.com
Best Bill-Splitting Apps
For example, shared items like appetizers would be split among the entire group or just a few people in the group. The app can handily accommodate large parties by allowing you to add up to 10 people to each group. Once you’ve divided up the food among all the plates you can add in tax and tip. The app is made by the same company as Splitwise and is completely free. The only...
Source: www.thebalancemoney.com
7 Best Budgeting Tools and Apps for Personal Finance
This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment,...
Source: www.softwaresuggest.com

Social recommendations and mentions

Based on our record, PST.NET seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

PST.NET mentions (2)

  • Guide on How to Farm Facebook Accounts
    1st question: You just use card services built for this. Here's an example: https://leadingcards.media/ we used. Another that was popular in my group of affiliate friends: https://pst.net/. There are many other such services, just Google "virtual cards for affiliates" - you will find tons. Source: about 2 years ago
  • ULPT Request : How to safely use unethically obtained income
    You also can use sites like https://cardoshi.cc or https://pst.net to create virtual credit cards which you can load with crypto and do legal payments with it. Not sure about PST.NET but cardoshi can be directly loaded with XMR, with is a bonus. I'd still advice you not to use such a cards on your legal name. Source: about 2 years ago

Splitwise mentions (0)

We have not tracked any mentions of Splitwise yet. Tracking of Splitwise recommendations started around Mar 2021.

What are some alternatives?

When comparing PST.NET and Splitwise, you can also consider the following products

MyBrocard - Brocard allows you to create an unlimited number of virtual cards for paying for advertising and other online payments, manage a team of buyers, choose from 20+ bins for various tasks, and enjoy convenient API for integrations.

Tricount - Manage and share expenses with friends

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

Settle Up - SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills...

e.pn - Virtual cards for any advertising accounts and personal purchases

Splid - Splid helps friends manage their money.

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