Not entirely relevant to your question but monzo have US accounts, https://monzo.com/us/. Source: 11 months ago

In case you missed it, our Monzo US website also got a makeover! We still have big plans to make it easier to find resources you need to make managing your money easy. Be sure to watch this space. 👀. Source: about 1 year ago

If you can't log in the help email is at the bottom of the US homepage https://monzo.com/us/. Source: over 1 year ago

I did some digging and found out that the most popular neobank, Monzo, in the UK came to the US and it seems incredibly promising! As a larger and more established Neobank, they are much less likely to sell out to big corporations (RIP Simple and One). They seem to have a lot of similar ideas One had and are even working on adding more, all based on live input from their users. The website is ... Source: over 1 year ago

So basically check out https://dasbudget.com/features and https://monzo.com/us/. Combine all those features and consider that Monzo has a public API that allows DAS Budget to get instant transaction updates from it. Source: almost 2 years ago

I don't think the wallethub.com list is the source I would rest my entire case on, but I already conceded that Springdale is almost as diverse as Little Rock. I wouldn't lean too heavily on "there are multiple types of diversity, and also different kinds of white people" argument either if I were you. Anyway, it appears you have a chip on your shoulder about the whole thing so enjoy your downvote lol. Source: 11 months ago

I think it's important to understand that your source is a nothing but an advertisement for the website https://wallethub.com/. Source: over 1 year ago

Created a new account at wallethub.com to monitor credit ongoing. Source: over 1 year ago

If you don’t pay your credit card you are being charged 36% on the new First PREMIER® Bank Credit Card. The card is unsecured and for bad credit. It has an annual fee of $50 - $125 1st yr, $45 - $49 after that. Plus, there’s a $55 - $95 one-time processing fee. (According to wallethub.com). Source: about 2 years ago

His home, that certainly could be a pretty big difference, again depending on a lot of factors. The median home price in NYC is $733k per Zillow, and $161k in STL, so that is a big difference. If he'd buy the median home in either place then I get a ~$10.5k difference in property taxes (using figures I got from wallethub.com). Source: over 2 years ago