I used to live from day to day, every month I spent all my income, I had no savings and I didn't invest my money.
If there was an emergency, an unexpected expense came up or I wanted to go on vacation, I had a hard time. That month I had to control everything I did, stop eating out, stop going out and cut back on every expense in order to be able to deal with that emergency or whim.
When I decided to control my money, I tried all the apps on the market and none of them worked for me.
In some I had to enter, by hand, every expense I made. In others I had to make a budget for each category and plan how I was going to spend my money in the coming months.
I want to save, I want to control my expenses (and all my wealth actually) without having to spend hours every week and that's why I created monse.
No features have been listed yet.
Based on our record, YouNeedABudget seems to be a lot more popular than Monse. While we know about 55 links to YouNeedABudget, we've tracked only 4 mentions of Monse. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
I love this app, and I'm working on Monse, so I decide to make an extension to manage all your bank accounts inside Raycast. - Source: dev.to / over 1 year ago
I'm working on get.monse.app for the past year. I think, it's the first privacy-friendly finance app. We don't sell data and we don't offer credit cards or loans. Source: over 1 year ago
Currently, I'm working on an alternative for YNAB, it's called monse.app, and it's focused in EU. We work with more than 2,000 banks :). Source: over 1 year ago
Quite a bit, in my opinion. That's why I have been working on this feature for the past few weeks at monse. - Source: dev.to / almost 2 years ago
You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago
I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago
Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
Lunch Money - A personal budgeting tool with multi-currency support
Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
Budget Nuts - A simple app to manage your finances
GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.
Halfdollar - Free and elaborate spreadsheet budgeting.
HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.