Software Alternatives, Accelerators & Startups

Mint VS Ledger-cli.org

Compare Mint VS Ledger-cli.org and see what are their differences

Mint logo Mint

Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Ledger-cli.org logo Ledger-cli.org

Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line.
  • Mint Landing page
    Landing page //
    2023-10-16
  • Ledger-cli.org Landing page
    Landing page //
    2023-04-18

Mint features and specs

  • Comprehensive Financial Tracking
    Mint allows users to track their spending, create budgets, and monitor financial goals all in one place, offering a complete view of their financial health.
  • Free to Use
    Mint is free, providing users with robust financial management tools without any cost, making it accessible for anyone looking to improve their financial situation.
  • Automatic Synchronization
    Mint automatically syncs with bank accounts, credit cards, and other financial institutions, ensuring that users have up-to-date information without manual data entry.
  • Spending Insights and Alerts
    The app provides detailed insights into spending habits and allows users to set up customizable alerts for unusual transactions, budget limits, and bill reminders.
  • Credit Score Monitoring
    Mint offers free credit score monitoring, helping users keep track of their credit health and providing tips on how to improve their score.

Possible disadvantages of Mint

  • Advertisements
    As a free service, Mint includes advertisements and promotions for financial products, which some users might find intrusive or distracting.
  • Security Concerns
    Despite strong security measures, some users may still have reservations about sharing their financial data with a third-party app, potentially exposing themselves to cybersecurity risks.
  • Data Sync Issues
    Some users report occasional problems with data synchronization, where transactions may not be updated promptly or correctly, leading to discrepancies in financial tracking.
  • Limited Investment Tracking
    While Mint provides a basic overview of investment accounts, it lacks advanced investment tracking and analysis tools that more dedicated investment platforms offer.
  • Customer Support
    Mint's customer support is primarily online and may not offer the level of responsiveness or personalized assistance that users might need, especially in urgent situations.

Ledger-cli.org features and specs

  • Open-Source
    Ledger-cli is an open-source project, which means it is free to use and developers can contribute to its improvement and customization.
  • Plain Text
    It uses plain text files to store data, making it easy to edit, version control, and accessible across different platforms.
  • Flexibility
    Ledger-cli is highly flexible and can be customized to meet specific accounting needs, providing advanced features like multi-currency support and automated transactions.
  • Security
    Since it relies on plain text files, users have full control over their data without relying on third-party services, offering enhanced privacy and security.
  • Detailed Reports
    Ledger-cli provides powerful reporting features, enabling users to generate detailed financial reports through its command-line interface.

Possible disadvantages of Ledger-cli.org

  • Learning Curve
    The command-line interface and text-based input can be difficult for beginners to learn, requiring a good understanding of the syntax and command-line operations.
  • No GUI
    Ledger-cli lacks a graphical user interface, which can be a disadvantage for users who prefer visual interaction over command-line operations.
  • Manual Data Entry
    It requires manual data entry, which can be time-consuming and prone to human error, especially for users with extensive transactions.
  • Limited Integrations
    Ledger-cli has limited integration options with other financial software and services, which could be a drawback for users looking to synchronize data across multiple platforms.
  • Complexity for Advanced Features
    While it is powerful, using advanced features like automated transactions or multi-currency support can be complex and require in-depth understanding of the software.

Analysis of Mint

Overall verdict

  • Mint is a good personal finance tool for those who seek a comprehensive, user-friendly, and free solution to manage their finances. Its ability to provide insights into financial habits and offer budget planning makes it a valuable resource for individuals looking to improve their financial health.

Why this product is good

  • Mint (mint.intuit.com) is considered a powerful personal finance tool because it offers features like budgeting, expense tracking, and credit score monitoring. It automatically categorizes transactions, provides alerts for bill payments, and helps users identify spending patterns, which can be valuable for personal financial management. It is free to use and integrates seamlessly with most banks, making it accessible and practical for many users.

Recommended for

    Mint is recommended for individuals who are new to personal finance management and those who prefer a straightforward, automated approach to budgeting and tracking expenses. It is especially beneficial for users who want a free tool with robust features and who are comfortable using online platforms to manage their financial information.

Analysis of Ledger-cli.org

Overall verdict

  • Ledger-cli.org is generally considered a valuable and effective tool, especially appreciated by tech-savvy users and those who appreciate an open-source, command-line approach. However, its steep learning curve might not appeal to everyone, particularly users seeking a more user-friendly, graphical interface.

Why this product is good

  • Ledger-cli.org is a highly regarded personal finance tool that employs a plain text accounting system. Its popularity stems from its flexibility, command-line interface, and automation capabilities, making it ideal for users who prefer a more technical approach to manage their finances. It supports double-entry accounting, ensuring accuracy and detailed tracking of financial transactions. The ability to script and customize reports makes it adaptable to individual needs.

Recommended for

  • Users with a technical inclination who enjoy utilizing command-line tools.
  • Individuals familiar with accounting concepts seeking a customizable and flexible financial management system.
  • People who appreciate open-source software and wish to avoid proprietary financial applications.

Mint videos

Mint App Review (2019) — The Best Features for Managing Your Money

More videos:

  • Review - The Intuit Mint App Review | Honest Review
  • Review - Personal Capital vs Mint Review (which is better?)

Ledger-cli.org videos

Ledger Nano X Review After One Year (IS IT STILL WORTH IT?)

More videos:

  • Review - Ledger Nano X Review (in 2 minutes)
  • Review - Ledger Nano X vs S | Which Should You Buy? Should You Upgrade?

Category Popularity

0-100% (relative to Mint and Ledger-cli.org)
Personal Finance
90 90%
10% 10
Finance
92 92%
8% 8
Accounting
0 0%
100% 100
Financial Planner
100 100%
0% 0

User comments

Share your experience with using Mint and Ledger-cli.org. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Mint and Ledger-cli.org

Mint Reviews

10 Best Mint Alternatives (Free & Paid)
Mint was one of the first free online budgeting apps when it launched in 2007. I used it when it was first released. Intuit purchased Mint in 2009 and recently shut Mint.com down. Current users are now forced to find a replacement. Here are the 10 best Mint alternatives worth considering.
Source: robberger.com
The 10 Best Alternatives to GnuCash for Managing Your Finances
Mint.com is a well-known free GnuCash alternative for managing personal finances. This online tool is praised for its easy-to-use interface and automatic transaction categorization, which simplifies tracking your spending. Mint.com also provides personalized financial advice tailored to your spending patterns.
Best Mint Alternatives to Keep Your Budget on Track
Intuit told Mint users to switch to Credit Karma, its free app best known for tracking credit scores. You can access some Mint-style features with Credit Karma — including viewing linked accounts, transactions, cash flow and your spending and net worth over time — as well as unique offerings like credit monitoring of your Experian and TransUnion reports and...
Source: www.cnbc.com
10 Best Mint Alternatives To Manage Your Money in 2024
Empower, formerly Personal Capital, is probably the closest of all Mint alternatives. Like Mint, it offers a free personal finance dashboard, but the tools are much more extensive than Mint ever offered. You can link most financial accounts to Empower and track your net worth.
Quicken Alternatives: Top 5 Financial Tools for Efficient Money Management
Mint is a well-known budgeting app that allows users to keep a close eye on their finances. With features like expense tracking, custom budget categories, and bill reminders, Mint makes managing money more accessible and straightforward. This free solution is perfect for individuals looking for a basic budgeting tool, with options to view all transactions, categorize them,...
Source: finally.com

Ledger-cli.org Reviews

We have no reviews of Ledger-cli.org yet.
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Social recommendations and mentions

Based on our record, Mint should be more popular than Ledger-cli.org. It has been mentiond 80 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Mint mentions (80)

  • Credit card debt
    A few budgeting platforms to check out. I've tried a couple of these and can vouch for the Intuit, YNAB, and Google Sheet but the others are just ones I found online. The important part is finding one that works for you. Source: over 1 year ago
  • HN search engine now shows Google's 404 error page
    I think there's an ongoing issue somewhere because, https://mint.intuit.com/ is also dead. - Source: Hacker News / over 1 year ago
  • What do you use for asset tracking and why?
    Mint - feel they were the original and the first. Investments were always broken for me, but think they still do a great job on the expenses side. Source: almost 2 years ago
  • 25 Best Productivity Apps: 2023 Review Guide
    Money makes the world go round, and managing it well can be pretty time-consuming. After all, entire professions, like financial planners and accountants, are centered around just that. However, Mint is a great tool for productively managing your own money, budgets, and financial goals, bringing together bank accounts, credit cards, loans, and investments into a centralized platform. Its real-time syncing and... - Source: dev.to / almost 2 years ago
  • Is MINT not user friendly or is it just me?
    Https://mint.intuit.com/ scroll down and expand mint help center. Source: almost 2 years ago
View more

Ledger-cli.org mentions (24)

  • Command-line tool to track your books
    You mean like Ledger? [1] [1] https://ledger-cli.org/. - Source: Hacker News / about 1 month ago
  • Show HN: Bagels – TUI Expense Tracker
    You have built a beautiful TUI, hats off. Having that said, however, if feels like a missed opportunity for this project to use an SQLAlchemy-based database backend over the more simplistic and widely supported ledger [1] format. While I understand that the your tool might not want to leverage the full complexity of a double-entry accounting system, as a friend of plain text accounting [2] I would have preferred... - Source: Hacker News / 4 months ago
  • Goodbye to an Old Spreadsheet
    Always neat to see what others use to manager their personal finances. I've been a fan of Ledger for a long time: https://ledger-cli.org/. - Source: Hacker News / 8 months ago
  • Show HN: Wealthfolio: A Private, Open-Source Investment Tracker
    Https://ledger-cli.org/ When comparing the two programs here, I can't immediately see any big differences. Sorry if this reads like a shallow plug. - Source: Hacker News / 9 months ago
  • Enlightenmentware
    I worked with John Wiegley for a couple of years and discovered one of his projects, Ledger (https://ledger-cli.org/), during our conversations. This tool taught me double-entry accounting and helped me understand finance and blockchains on a deeper level. Unfortunately, I’m too lazy to use the tool on a daily basis, so it’s the second most insightful piece of software I’ve never used :D. - Source: Hacker News / about 1 year ago
View more

What are some alternatives?

When comparing Mint and Ledger-cli.org, you can also consider the following products

YNAB - Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly.

Money Manager Ex - Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software.

Grisbi - Accounting for everyone !