Software Alternatives & Reviews

Melio VS Payoneer

Compare Melio VS Payoneer and see what are their differences

Melio logo Melio

A digital bill payment solution for small businesses. Pay and get paid for invoices quickly, simply, and without any of the usual costs. Increase cash-flow and reduce hassles by scheduling payments with bank transfers, debit cards, or credit cards.

Payoneer logo Payoneer

Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.
  • Melio Landing page
    Landing page //
    2023-03-10

Melio allows small businesses to take control of their cash flow with flexible business payments. A free and easy-to-use B2B payment solution, Melio has no setup or monthly fees. It helps small businesses in the US pay any business expense by ACH bank transfer or credit card - even where cards aren’t accepted. And vendors still get paid their way - by check or bank transfer.

Why Melio: Pay any invoice with a bank transfer for FREE, or use your credit card to defer payment (2.9% fee). Vendors receive a check or bank deposit. Pay with a credit card and hold onto cash for up to 45 extra days. Collect points and rewards along the way. The platform is user friendly, reduces costs. saves you time, and enables SMBs to focus their business rather than logistics. It has a seamless sync with QuickBooks and Xero, which eliminates a dual entry of vendor/bill information.

Currently, Melio is available to small businesses in the US only, though it enables international payments.

  • Payoneer Landing page
    Landing page //
    2023-10-22

Melio videos

Pay Your Vendors Like A Tech Smart Boss With Melio (Onboarding and Review)

More videos:

  • Demo - Melio Demo with David Leary

Payoneer videos

Using Payoneer to receive Amazon payments?? - ASK JUNGLE SCOUT EP #13

More videos:

  • Review - Can You Use Payoneer To Receive Payments For Your E-Commerce Business? | #39
  • Review - Payoneer 2019 Highlights: A Year in Review

Category Popularity

0-100% (relative to Melio and Payoneer)
Online Payments
8 8%
92% 92
Accounts Payable
100 100%
0% 0
Payment Platform
0 0%
100% 100
Money Transfer
100 100%
0% 0

User comments

Share your experience with using Melio and Payoneer. For example, how are they different and which one is better?
Log in or Post with

Reviews

These are some of the external sources and on-site user reviews we've used to compare Melio and Payoneer

Melio Reviews

4 Best Bill.com Competitors And Alternatives (2022)
This is no reason to be discouraged. There are Bill.com competitors out there, Melio ranking at the top, that are tailor made for small businesses like yours. Melio has a simple, yet fitting tool set, at an incredibly affordable rate for any small business. That’s why I would recommend Melio over Bill.com for any small business in the US.
Source: smbillion.com

Payoneer Reviews

8 Best Payoneer Alternatives – Which Payoneer Competitors You Can Use?
You can download the iOS or Android mobile Payoneer app. The app allows you to manage funds, but you can’t make payments with the app. For more info about Payoneer, you can check is Payoneer legit review.
8 Best Wise Alternatives – Which Wise Competitors Should You Try?
Payoneer was launched in 2005 as a financial services organization. The company is a MasterCard Service Provider for many countries across the globe. Payoneer is a great site like Wise, which can be used for online money transfers and digital payments and gives access to working capital to a wide variety of international businesses.
5+ Best Payoneer Alternatives For Freelancers & Businesses
Talking about its working, Payoneer allows you to receive or send money to anyone in the world (provided they have a Payoneer account as well). You can also send invoices, track & manage your transactions, withdrawals, etc. in your Payoneer account.
9 Best Payoneer Alternatives for Freelancers | 2022
You can transfer money from Paypal to Payoneer but there is no direct way to transfer money from Payoneer to Paypal. However, you can transfer using an agent. You can easily find an agent by searching on Google. Moreover, you can also send money by Payoneer master card and Payoneer Global payment service.
Top 10 PayPal Alternatives
Payoneer is a good PayPal alternative as you can use its credit card to shop online, and to withdraw fund from your local MasterCard ATM points.

Social recommendations and mentions

Based on our record, Melio seems to be more popular. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Melio mentions (4)

  • How open are you with your account and routing numbers?
    I Use Melio Payments (https://meliopayments.com/) - You can set up a free account and you can have them send you money or you can send out money via ACH (which is free) or use a debit or credit card account (Fee associated). I use it to pay my sub contractors weekly. You can only see the last 4 digits of the banking info once you have sent or received it. Ive been using them for almost 2 years and no complains. Source: about 1 year ago
  • Amex Business Plat To Pay Invoices
    You can look into https://meliopayments.com/ . They're basically Plastiq for businesses and support Amex, but they're gonna have a fee. So unless you're trying to hit a SUB, it's not gonna be worth it. Source: about 1 year ago
  • I said what I said
    Looking around for 2 seconds I found this.. https://meliopayments.com. Source: over 1 year ago
  • Invoicing app that is not too fancy.
    Oh Sorry. I didn't realize. I had a vendor just switch to Melio. They're similar in that you can choose a wire or a card etc. Maybe that'll work? meliopayments.com. Source: over 2 years ago

Payoneer mentions (0)

We have not tracked any mentions of Payoneer yet. Tracking of Payoneer recommendations started around Mar 2021.

What are some alternatives?

When comparing Melio and Payoneer, you can also consider the following products

Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Metaprise - Pay & Get Paid The Way You Want.

Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.