Software Alternatives, Accelerators & Startups

Melio VS Brex

Compare Melio VS Brex and see what are their differences

Melio logo Melio

A digital bill payment solution for small businesses. Pay and get paid for invoices quickly, simply, and without any of the usual costs. Increase cash-flow and reduce hassles by scheduling payments with bank transfers, debit cards, or credit cards.

Brex logo Brex

The first corporate card for startups
  • Melio Landing page
    Landing page //
    2023-03-10

Melio allows small businesses to take control of their cash flow with flexible business payments. A free and easy-to-use B2B payment solution, Melio has no setup or monthly fees. It helps small businesses in the US pay any business expense by ACH bank transfer or credit card - even where cards aren’t accepted. And vendors still get paid their way - by check or bank transfer.

Why Melio: Pay any invoice with a bank transfer for FREE, or use your credit card to defer payment (2.9% fee). Vendors receive a check or bank deposit. Pay with a credit card and hold onto cash for up to 45 extra days. Collect points and rewards along the way. The platform is user friendly, reduces costs. saves you time, and enables SMBs to focus their business rather than logistics. It has a seamless sync with QuickBooks and Xero, which eliminates a dual entry of vendor/bill information.

Currently, Melio is available to small businesses in the US only, though it enables international payments.

  • Brex Landing page
    Landing page //
    2023-09-17

Brex

Website
brex.com
Pricing URL
-
Platforms
Web iOS Android
Release Date
2017 January
Startup details
Country
United States
State
California
Founder(s)
Henrique Dubugras
Employees
500 - 999

Melio videos

Pay Your Vendors Like A Tech Smart Boss With Melio (Onboarding and Review)

More videos:

  • Demo - Melio Demo with David Leary

Brex videos

The Brex Card Review (SHOULD YOU GET IT?)

More videos:

  • Review - Brex Cash Simplifies Customer Finances, Co-CEO Dubugras Says
  • Review - Brex Credit Card Review, should you get it? [Possibly the best card for remote companies]
  • Review - Brex Visa: The Best Business Credit Card?

Category Popularity

0-100% (relative to Melio and Brex)
Online Payments
33 33%
67% 67
Finance
0 0%
100% 100
Accounts Payable
100 100%
0% 0
Money Transfer
14 14%
86% 86

User comments

Share your experience with using Melio and Brex. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Melio and Brex

Melio Reviews

4 Best Bill.com Competitors And Alternatives (2022)
This is no reason to be discouraged. There are Bill.com competitors out there, Melio ranking at the top, that are tailor made for small businesses like yours. Melio has a simple, yet fitting tool set, at an incredibly affordable rate for any small business. That’s why I would recommend Melio over Bill.com for any small business in the US.
Source: smbillion.com

Brex Reviews

We have no reviews of Brex yet.
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Social recommendations and mentions

Based on our record, Melio should be more popular than Brex. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Melio mentions (4)

  • How open are you with your account and routing numbers?
    I Use Melio Payments (https://meliopayments.com/) - You can set up a free account and you can have them send you money or you can send out money via ACH (which is free) or use a debit or credit card account (Fee associated). I use it to pay my sub contractors weekly. You can only see the last 4 digits of the banking info once you have sent or received it. Ive been using them for almost 2 years and no complains. Source: about 1 year ago
  • Amex Business Plat To Pay Invoices
    You can look into https://meliopayments.com/ . They're basically Plastiq for businesses and support Amex, but they're gonna have a fee. So unless you're trying to hit a SUB, it's not gonna be worth it. Source: over 1 year ago
  • I said what I said
    Looking around for 2 seconds I found this.. https://meliopayments.com. Source: over 1 year ago
  • Invoicing app that is not too fancy.
    Oh Sorry. I didn't realize. I had a vendor just switch to Melio. They're similar in that you can choose a wire or a card etc. Maybe that'll work? meliopayments.com. Source: over 2 years ago

Brex mentions (1)

  • Business Card - Secured with travel rewards?
    Nerdwallet has a pretty good comparison chart for secured business credit cards. You'll find many of them with cash back rewards, but I haven't seen any with flight rewards though. You can also build business credit with regular credit-that-works-like-debit cards from Brex, Dappr, and several others. Source: about 1 year ago

What are some alternatives?

When comparing Melio and Brex, you can also consider the following products

Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.

Mercury - Mercury is banking* for startups

Metaprise - Pay & Get Paid The Way You Want.

Ramp - Grow more. Waste less. Enterprise corporate cards built from the ground up to save your company money: issue unlimited cards and eliminate overspend with our advanced savings reports and 1.5% cash back on everything.

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.