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If your student loan is a private loan, then you seriously need to refinance the next time you have 30 minutes of free time. Look through earnest.com, credible.com, and sofi.com. If you find a cheaper rate at credible, don't sign up there but visit the actual company's website as credible is an aggregator of sorts and you should get a slightly lower rate going through the actual site. You might want to look at... Source: about 2 years ago
Sofi.com/ey, .375% rate discount when you refinance. Although tbh Earnest has given me the best refinance rate I could find. Source: over 2 years ago
Student Loan Hero - The smartest way to pay off student loans
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WeFinance - Crowdfunded student loans
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