Software Alternatives, Accelerators & Startups

Ledger VS Qube Money

Compare Ledger VS Qube Money and see what are their differences

Ledger logo Ledger

An affordable and secure smartcard based Bitcoin wallet

Qube Money logo Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.
  • Ledger Landing page
    Landing page //
    2023-09-25
  • Qube Money Landing page
    Landing page //
    2023-09-08

Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.

Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.

The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. 

A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.

The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. 

Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.

Ledger

Website
ledger.com
Pricing URL
-
$ Details
-
Platforms
-
Release Date
-

Qube Money

$ Details
freemium $8.0 / Monthly (Premium User)
Platforms
iOS Android
Release Date
2021 January

Ledger videos

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Qube Money videos

Digital Cash Envelope Budgeting System

More videos:

  • Review - Qube Money Review
  • Review - Qube Money Preview: A Digital Cash Envelopes Solution?
  • Review - Budgeting Apps: Qube Money Review [Digital Envelope System] 💵
  • Review - Honest Review - Qube Money - Jerad

Category Popularity

0-100% (relative to Ledger and Qube Money)
Cryptocurrencies
100 100%
0% 0
Personal Finance
0 0%
100% 100
Crypto
100 100%
0% 0
Financial Planner
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Ledger and Qube Money

Ledger Reviews

The 7 Best Bitcoin Wallets That You Should Use For Storing BTC
I personally prefer hardware wallets like Ledger Nano X for storing a significant amount of bitcoins because of the high-security features. And I use desktop wallets to keep bitcoins which I am not using for daily transactions. So that whenever required, I can quickly connect my desktop wallet to the Bitcoin network and transfer bitcoins.
Source: coinsutra.com

Qube Money Reviews

  1. Life changing app

    Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Easy to use|Customer support|Great ui|Quality|Excellent features|Accurate

The Best Personal Finance Budget Software with Apps (In 2020)
Cons: The fact that you are unable to use your Qube Money debit card if you do not have your phone available could be problematic. Qube Money recommends taking a separate pay card to alleviate this concern.
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
Another budgeting app that uses the envelope system model is Qube Money (formerly known as Proactive Budget). Qube simplifies budgeting by splitting your money into several digital accounts, giving every dollar a job.

Social recommendations and mentions

Based on our record, Ledger seems to be a lot more popular than Qube Money. While we know about 157 links to Ledger, we've tracked only 11 mentions of Qube Money. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Ledger mentions (157)

  • Verify already installed LedgerLive?
    However, if you did verify the hashes of the installer and downloaded it from ledger.com and then you were updating your app all the time, there is no risk for you and your Ledger Live should be genuine. Source: 7 months ago
  • Stax Update
    We know you’ve been waiting for an update on your Ledger Stax order and we apologize for the wait. Thanks for your patience and being the first in line. The Ledger team’s top priority is delivering Ledger Stax to you and meeting our stringent quality standards. With Ledger Stax, we are building a truly innovative product with a first-of-its-kind, curved E Ink touch-screen display. Getting this screen to you has... Source: 10 months ago
  • Ledger from 3rd party
    Should I be concerned because I bought Ledger device from authorised reseller from official ledger.com because it's a 3rd party? Been using fine for years (device genuine checked on ledger live and etc) and is authorised reseller from official ledger website ledger.com still 3rd party? Source: 10 months ago
  • Transfer funds to other hardwallet if Ledger Nano S is defect?
    Presumably you still have the seedphrase? If so, you can buy a new Ledger and restore it (make sure you get the official version of Ledger Live from ledger.com only). You could also get a Trezor and put in the same seed phrase, but Trezor doesn't support that many coins, so you may get stuck for some coins. Source: 12 months ago
  • Nano X - Orange Box from Authorised Reseller from Ledger.com
    I’ve received my Nano X from authorised reseller from ledger.com, not Amazon or third party. The box is in orange and black and the container is white. Is it normal? See attached. I know that ledger changed their packaging but I heard it was in black which is different to what I got. Can you confirm it is safe? Source: 12 months ago
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Qube Money mentions (11)

  • MX and Chase not updating?
    I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 6 months ago
  • Why Verizon, AT&T and T-Mobile Want to Access Your Bank Account
    It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 10 months ago
  • Introducing the Qube Rewards Blockchain Community
    This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
  • I'm finally switching to a cash based budget!
    Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
  • Qube Money
    Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
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What are some alternatives?

When comparing Ledger and Qube Money, you can also consider the following products

Trezor.io - The Hardware Bitcoin Wallet

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Coinbase - Bitcoin, safe and easy.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Trust Wallet - Trust - Ethereum Wallet

Money Tracker Pro - K-Tech Systems - experts in the world of .Net