Unfortunately most features are hidden behind subscription which is not really cheap, but in past Jumbo offered choice to pay how much you want starting on $2.99/month, and this is still available on https://desktop.jumboprivacy.com/ . Source: over 2 years ago

Even though I can get appointments with my regular vet, I also have PAWP https://pawp.com/. Source: over 2 years ago

Get pet insurance and go to a vet instead of asking Reddit. Pawp. Source: over 2 years ago

I really felt you when you said when you told your cat you would take her to the vet. I done the same thing with my cats. I would even push my kitties away when they tried climbing onto my keyboard while I gambled. 😭 I'm not sure if you tried talking to animal hospital about payments, but some allow it. Try looking up pawp.com , I haven't used it myself but it might help you. Source: over 2 years ago

I'm not going through Pawp but they might be good to look into they're lower end pricing maybe 20$ a month?; https://pawp.com/ And don't cover a TON but even if you save 500$ for example through them or whatever it is, it's still quite a bit you don't have to deal with. Lemonade as well has a lower end but I've... Not heard great things from them. PetsBest, HealthyPaws, etc tend to be around 30ish in my local area. Source: almost 3 years ago