Fidelity Investments VS YouNeedABudget

Fidelity Investments Reviews

YouNeedABudget Reviews

Fidelity Investments mentions (299)

• I feel like if you like dividends, you should be scooping up some BTI right now

  Down 27+%... But the sentiment is generally "Very Bullish" according to the research page of BTI on fidelity.com. That and a 10% annual div smell like a buy to me... Source: 5 months ago

• Friendly reminder that the corrupt system wants you to fall into the doom spending trap

  I was broke but landed my first real job about 30 years ago. It was a slow night shift so I started looking a wealthy people and what made them wealthy. It all was investing. They worked so they could invest. So I started. I did first with my 401k. It is through Fidelity. Here is the catch. Fidelity tools for investment research on-line are open to everyone at no charge. I did this, except with the... Source: 5 months ago

• Confirmation of Another Email Address

  I received an email from fcgf@fmr.com. Is that a legitimate Fidelity address? Why don't you just use fidelity.com, which would leave no doubt? It is inconvenient to check all these weird email addresses you use. Source: 5 months ago

• User id and password for in person meeting?

  "Before the meeting, please make sure you have your Fidelity.com username and password ready.". Source: 5 months ago

• How do I open a Roth IRA?

  Go to fidelity.com , click register, fill all your info, click open an account, roth ira, done. Link your bank. Transfer/contribute money. Trade -> ETF -> VT -> Buy in dollars -> Buy -> done. https://www.msn.com/en-us/money/savingandinvesting/why-vt-and-chill-is-probably-the-best-etf-investing-strategy-out-there/ar-AA1imuDI. Source: 5 months ago

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago