Blueprint Income VS Safety Wing

Right now, bonds are not something I recommend (or use), I use 1. Promo CD (depositaccounts.com), 2. MYGAs (blueprintincome.com), or 3. Ibonds (https://thefinancebuff.com/how-to-buy-i-bonds.html) (mostly ibonds lately). Source: almost 2 years ago

You need to answer the question - when do you want the funds to be accessible to spend (on whatever)? If you've got at least 5 years, you're probably OK to put them into VTI. If you have 2-5 years, you're best off with promo CDs (depositaccounts.com) or MYGA (blueprintincome.com) . If you've got >2yrs, then just put them into a HYSA or promo rate rewards checking accounts. Source: about 2 years ago

Personally I eschew Target Date because I do not want my FI portion in Bonds, I want them in promotional CDs (depositaccounts.com), or MYGAs (blueprintincome.com), so my brokerage just has VTSAX(VTI) and VTIAX(VXUS). If you're at Fidelity I would just use the VG ETFs (VTI+VXUS). If you like the Fidelity Mutual Funds, go ahead and use those, very little difference, I think VG ETFs slightly edge them out, but that's... Source: over 2 years ago

I recommend putting your "bond" portion into promo bank/CU CDs (depositaccounts.com), or into a MYGA (blueprintincome.com), because both are earning more than bonds right now. Source: over 2 years ago

You have other options beyond a HYSA. There are Treasuries, promotional bank CDs (depositaccounts.com), MYGAs (blueprintincome.com). Source: over 2 years ago

If we're allowed to recommend products here, I've used Safetywing insurance in the past and they've been great. Comes with travel insurance too. Source: about 1 year ago

A new provider is "Safety Wing", https://safetywing.com/. They reopened individual plans, are mostly online, and didn't care where we live. Prices were 2.2K to 3.6K for the 40-50 age bracket. The seem nice, someone at our company will try them eventually, but I can't give a full e. Source: over 1 year ago

I had a nomad insurance just for 2 weeks - for like 40$: Https://safetywing.com. Source: over 1 year ago

I am actually Italian and also there healthcare is public, in Germany it's a mix. When out of Europe, one has just to buy an international insurance, most of them cover worldwide, others cover macroregions. I have found this one, in case some friend of yours will be in the same situation: https://safetywing.com/. Source: over 1 year ago

Had World Nomad, claim took 6 months to get paid out, only after I threatened a law suit. Haven't used them but maybe try SafetyWing - Insurance for Nomads, by Nomads. Source: over 1 year ago