Software Alternatives, Accelerators & Startups

Bill.com VS Combo Cards

Compare Bill.com VS Combo Cards and see what are their differences

Bill.com logo Bill.com

Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.
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Combo Cards logo Combo Cards

Virtual corporate cards for advertising and business expenses.
  • Bill.com Landing page
    Landing page //
    2025-05-08
  • Combo Cards
    Image date //
    2024-10-25
  • Combo Cards
    Image date //
    2024-10-25
  • Combo Cards
    Image date //
    2024-10-25

Some of the top features or benefits of Combo Cards are: Multi-Currency Support, over 47 BINs worldwide, Real-Time Exchange Rates, Budgeting Tools, Crypto Wallets, Instant Release, Mass Top-Ups, and Global Payrolls Service. Check out the website to learn more.

Bill.com features and specs

  • Automation
    Bill.com automates many of the repetitive tasks involved in accounts payable and receivable, such as invoice creation, approval workflows, and payment processing. This reduces manual entry and minimizes errors.
  • Integrations
    Bill.com integrates with various accounting software platforms like QuickBooks, Xero, and NetSuite, streamlining financial data synchronization and reporting.
  • Cloud-Based
    As a cloud-based solution, Bill.com allows users to access their accounts and perform tasks from anywhere with internet access, improving flexibility and remote work capabilities.
  • Security
    Bill.com provides robust security features, including encrypted data transmission and storage, role-based access controls, and compliance with industry standards such as SOC 1 and SOC 2.
  • Document Management
    Bill.com offers extensive document management features, allowing users to store and organize invoices, receipts, and other financial documents in a centralized location.

Combo Cards features and specs

  • Mass top-ups in crypto
    there's no need to enter the data of colleagues and partners each time you want to make a transfer. Instead, you can save their information in the address book just once, specifying their name and coin.
  • Over 47 global BINs
    Issue virtual cards from USA, Europe and Asia Pacific. Set spending limits and manage your spend with a few clicks.
  • Advanced Teamwork
    Invite colleagues, assign roles and budgets.
  • Global Payrolls
    Pay salaries and advances, cover expenses for freelancers and contractors around the globe.

Analysis of Bill.com

Overall verdict

  • Overall, Bill.com is a reputable and beneficial tool for many organizations, particularly small to midsize businesses looking to improve their financial workflow. However, it may not be the best fit for extremely large enterprises with highly complex accounting needs.

Why this product is good

  • Bill.com is considered a good service due to its user-friendly platform for managing accounts payable and receivable. It helps streamline financial operations for businesses by automating billing, invoicing, and payment processes. The service integrates well with major accounting software like QuickBooks, Xero, and NetSuite, allowing for seamless data synchronization. This reduces manual data entry and helps minimize errors. Known for saving time and improving financial accuracy, users often appreciate its robust reporting features and secure online payment options.

Recommended for

  • Small to midsize businesses looking to streamline their invoicing and payment processes.
  • Companies seeking integration with existing accounting software like QuickBooks, Xero, or NetSuite.
  • Businesses aiming to reduce manual entry and improve financial accuracy.
  • Organizations desiring a secure platform for handling online payments and vendor management.

Bill.com videos

Bill.com Review by LedgerGurus

More videos:

  • Review - How the Bill.com Intelligent Business Payments Platform Works
  • Review - Bill.com Review 2025: In-Depth Look at Features & Pricing
  • Review - Bill.com Honest Review - Watch Before Using
  • Review - What is Bill.com - bill.com Review - Bill.com Plans Explained

Combo Cards videos

No Combo Cards videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Bill.com and Combo Cards)
Online Payments
99 99%
1% 1
Money Transfer
99 99%
1% 1
Payment Platform
0 0%
100% 100
Billing & Invoicing
100 100%
0% 0

Questions and Answers

As answered by people managing Bill.com and Combo Cards.

What makes your product unique?

Combo Cards's answer:

We offer the lowest commissions in the market with the largest number of BINs available for issuance. Moreover, we provide a comprehensive set of one-stop solutions, including Global Payrolls and Gift Cards.

Who are some of the biggest customers of your product?

Combo Cards's answer:

Due to the nature of our niche, we can't disclose much about the teams using Combo Cards daily. However, we can say that our audience is quite diverse, consisting of both large arbitrage teams and solo affiliates from around the world.

Why should a person choose your product over its competitors?

Combo Cards's answer:

Combo Cards is one of the largest and oldest companies in the niche. Over the years, we've established a reputation as a trusted payment solution that strives for improvement at every step. Our service runs like clockwork, and our commissions are always transparent and up-to-date.

How would you describe your primary audience?

Combo Cards's answer:

Media Buyers, Affiliate Teams, Crypto Traders, App-developers, Business Owners

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Bill.com and Combo Cards

Bill.com Reviews

The Top Alternatives to Bill.com
Bill.com is suitable for slower-growth small businesses with low payment volumes and limited remittances capabilities. The average revenue per customer of Bill.com is $1,500. Therefore, many AP automation capabilities are not available via Bill.com, so you need to manage them manually or outside of Bill.com.
Source: tipalti.com
4 Best Bill.com Competitors And Alternatives (2022)
Plastiq is a simplified and more affordable option compared to Bill.com. They offer a solution for accounts payable and receivable without a sign-up fee, subscription fee, or fees for most transactions. They do, however, charge a 2.85% fee for both credit and debit transactions. This is a key distinction to keep in mind when comparing Plastiq to not only Bill.com, but to...
Source: smbillion.com
Best Accounts Payable Software for 2022
Why we like it: Bill.com offers multiple pricing options, including plans starting at $39 a month, which may make it more accessible for many small-business owners. You’ll get a centralized inbox for receiving invoices. The software can read invoices, capture the data on them and even flag if something looks off. However, you’ll need to upgrade from the lowest-priced plan to...

Combo Cards Reviews

We have no reviews of Combo Cards yet.
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Social recommendations and mentions

Based on our record, Bill.com seems to be more popular. It has been mentiond 259 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Bill.com mentions (259)

  • Freelancers: Do you allow your clients to pay via card? Processing fees hurt
    I mean.... This is how it is everywhere... You could use bill.com but it still has a monthly fee, however if youre sending multiple invoices like so, the monthly fee is paid for in just 2 clients of yours... Honestly a $66 processing fee for $2K isn't bad... Venmo/Paypal gifted is fee-less but not recommended... Source: over 1 year ago
  • Bank rejected £850 payment from bill.com - both companies saying they can't do anything
    Bill.com have just gotten back to me saying they haven't received the money back (which nationwide said would have only taken 5 days from the 23rd November) and that SWIFT have told them that they did infact have my full name on the transaction and not my initials or anything else (unlike what nationwide told me). Source: over 1 year ago
  • Best campaign platforms for launching an influencer marketing agency?
    What platforms do you use to collect payment from our clients? I was thinking of using bill.com or stripe for now until I find a new method and then pay out the influencers. Source: over 1 year ago
  • What do you use for online credit card processing?
    We use bill.com for both our AP and AR. All online, customer can pay with a link, generates all our monthly invoices automatically, easy to generate and send hardware and project invoices on demand, can be used to pay your vendors as well, syncs with Quickbooks, customers can be set up for auto-pay via credit card (charge to us is 2.9%), you can charge a convenience fee if you want. Customers can also pay via ACH... Source: almost 2 years ago
  • 6 Figures International Wire Transfer To BPI Concern
    My employer uses bill.com to process salaries so its thru SWIFT Wire Transfer. Source: almost 2 years ago
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Combo Cards mentions (0)

We have not tracked any mentions of Combo Cards yet. Tracking of Combo Cards recommendations started around Oct 2024.

What are some alternatives?

When comparing Bill.com and Combo Cards, you can also consider the following products

Zoho Invoice - 100% free online invoicing software for small businesses.

LinkPay.io - Deposit crypto with 0% fees, issue and top up your virtual cards, and start spending in $ and € with a 3% cashback for all purchases – it’s that easy. Experience LinkPay's next-gen virtual cards with an integrated payment gateway

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

PST.NET - Virtual payment cards for online shopping and advertising

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.

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