Software Alternatives & Reviews

Betterment VS GnuCash

Compare Betterment VS GnuCash and see what are their differences

Betterment logo Betterment

We manage your investments so you don't have to.

GnuCash logo GnuCash

A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.
  • Betterment Landing page
    Landing page //
    2023-03-25
  • GnuCash Landing page
    Landing page //
    2023-02-04

Betterment videos

BETTERMENT REVIEW 2020: Best Robo-Advisor Tool?

More videos:

  • Review - The #1 PROBLEM with Betterment Investing
  • Review - BETTERMENT REVIEW 2020 - Making Investing EASY

GnuCash videos

Introduction to GnuCash - Free Accounting Software

More videos:

  • Review - GnuCash free software vs. Quicken & other accounting applications - Richard Cashin - 2018-09-20
  • Review - KMyMoney vs GNUCash

Category Popularity

0-100% (relative to Betterment and GnuCash)
Finance
41 41%
59% 59
Accounting
0 0%
100% 100
Personal Finance
6 6%
94% 94
Trading
100 100%
0% 0

User comments

Share your experience with using Betterment and GnuCash. For example, how are they different and which one is better?
Log in or Post with

Reviews

These are some of the external sources and on-site user reviews we've used to compare Betterment and GnuCash

Betterment Reviews

When is Robinhood Coming to Australia? Alternatives for 2022
No, Betterment and Wealthfront are not available in Australia either. Only US citizens/Green Card holders are eligible to open an account on these platforms (some exceptions apply in the case of Betterment).

GnuCash Reviews

Best personal finance software of 2024
GnuCash is simple enough to be used for home finances, but flexible enough to be put to use by small businesses as well. While the software is easy to use, the fact that it's suitable for small business accounting is thanks to the inclusion of a number of extra features that you would not necessarily expect to find – support for payroll management and double-entry...
An open-source alternative to QuickBooks | Hacker News
One thing GnuCash doesn't currently do, but this Bigcapital apparently does, is inventory management.
My favorite open source tools for personal finance
GnuCash is a popular open source personal finance or small business accounting program for Linux users. It is a full-featured double-entry accounting system that supports multiple accounts, investments, and currency conversions. The app also provides a variety of helpful financial tools, including budgeting, reporting, invoicing, and more. GnuCash is a great choice for users...
Source: opensource.com
18 Best Free GnuCash Alternatives for Free Accounting
Spreadsheets is another great alternative to GnuCash that’s perfect for managing your financial data for free. What we like about this dedicated budgeting tools is that, it does not involve any complex formulas. It offers a peace of mind with the fact that there are any other who are using this tool so, you have got help with this when needed. Moreover, it does not store...
Source: thegeekpage.com
20 best accounting software tools
NolaPro is another free software (similar in function to accounting tools such as QuickBooks and Gnucash) that allows you to completely customize and personalize the system to fit your business.
Source: clockify.me

Social recommendations and mentions

Based on our record, GnuCash should be more popular than Betterment. It has been mentiond 38 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Betterment mentions (11)

  • What to do with extra $13k as a 20 year old
    Go to betterment.com and put it in their cash reserve. You'll get a good interest rate that should help at least reduce some inflation risk. Source: 11 months ago
  • Financially illiterate
    If you want a less frightening way to invest, betterment.com was my gateway into investing. It has a pre-selected basket of index funds and bonds, and you can just select your risk tolerance, set up a deposit schedule, and they take care of the rest. I started with $10/paycheck 11 years ago, and now I have almost $20,000 invested as I kept increasing my automated deposits as my salary grew. Source: about 1 year ago
  • Weekly note about a direct competitor outdoing M1+
    Also about Betterment: they too started offering crypto at exactly the wrong time, but unlike M1 they have the decency to hide it from view! If I go to betterment.com now, I don't see any reference to crypto on the main page unless you scroll all the way down to the site map at the bottom. That's something else that M1+ could offer:. Source: over 1 year ago
  • Moving out at 18, no idea how to be an adult.
    Lastly sign up for a free investment app like acorns, betterment.com, robin hood etc. Once you've got your budget setup dump everything else into those when combined with your credit card buffer you can always pull back out or preferrably reduce next months investments if you find yourself low on funds one month. Source: over 1 year ago
  • Newbie Question - Investment Account
    There are muuuuuuch better options today that Edward Jones. Your "local guy" makes a living adding maintenance costs to your account. The original poster here could do really well by checking out betterment.com and just following the on-screen prompts (they offer IRAs, too). Next time you meet with your local guy, ask him how much (the exact dollar amount) he's made from the fees on your investment account...and... Source: almost 2 years ago
View more

GnuCash mentions (38)

  • Intuits Mint is garbage this year, need other recs for tracking expenses.
    Https://gnucash.org/ is a pretty solid free and open source option. The catch being its UI probably isn't as refined as some other options, and I'm not sure how/if online banking connections work, so can be a bit manual. Source: 11 months ago
  • Spending tracking app that meets my needs
    Could checkout https://gnucash.org/. Probably not as nice as a UI as some other options, but its quite robust in terms of tracking your finances. It has a budgeting feature, but I never used it. Worst case could use another app just for budgeting and GnuCash for general tracking of the current state of your accounts, and generating reports and such. Source: about 1 year ago
  • Are the GnuCash team all dead?
    As of today (2/22/2023), gnucash.org seems to be up and running. Do the young folks still use "woot" as an exclamation of delight or is that already passe??😄. Source: about 1 year ago
  • Are the GnuCash team all dead?
    I guess PART of my concern is that when you have a blank screen at gnucash.org for too long, it APPEARS to the outside world... People who might wish to consider using and supporting gnucash... that there is a problem that the organization is unable to handle and therefore the question arises "Are the team at gnucash competent or incompetent"? Source: about 1 year ago
  • Are the GnuCash team all dead?
    I am a fan of Open Source projects and I've known about GnuCash for some time. I've started an online personal finance course that uses GnuCash, HOWEVER, the gnucash.org site seems to have been down for days or weeks lately. What's up. I thought the pandemic was over and the 'ronavirus was going into obscurity... Am I wrong? Did the team all die off? Are they not taking this seriously? OR... Is there actually... Source: about 1 year ago
View more

What are some alternatives?

When comparing Betterment and GnuCash, you can also consider the following products

Wealthfront - Automated, low cost investment service

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Riskalyze - Riskalyze is a quantitative system for identifying client risk tolerance, aligning portfolios to client expectations, and quantifying the suitability of investments.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

HiddenLevers - HiddenLevers gives genuine business insight to C-Suites of financial institutions, customers, and productivity from the whole firm right down to the individual’s business.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!