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Based on your “tech capital of the world comment” too odds are you live in Cali. Bay Area in particular. If that’s the case, then odds are you probably do have some money you aren’t aware of stowed away into 401ks. California state law requires employers with more than 50-500(can’t remember which) to provide one for employees. Id run a search on meetbeagle and see what it churns out for you. Might give you some... Source: 11 months ago
I was in your position last month. After no luck with contacting my employers’ HR departments or searching my state’s unclaimed property, I decided to try out https://meetbeagle.com. For $25 it worked like a charm and found me roughly $2500 from a 401k rolled into a traditional IRA back in 2018. It was my first job after college so I knew nothing about this stuff. Source: over 1 year ago
Are you talking about https://meetbeagle.com/? Source: over 1 year ago
Hi there’s a service that does this called Beagle https://meetbeagle.com/. Source: over 1 year ago
I job hopped a lot when I was young, and used this service to find any old 401K's that I had. It's legit. https://meetbeagle.com/. Source: over 1 year ago
You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 11 months ago
I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 11 months ago
If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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