Software Alternatives, Accelerators & Startups

Authorize.net VS Fiserv

Compare Authorize.net VS Fiserv and see what are their differences

Note: These products don't have any matching categories. If you think this is a mistake, please edit the details of one of the products and suggest appropriate categories.

Authorize.net logo Authorize.net

Payment gateway enables internet merchants to accept online payments via credit card and e-check.

Fiserv logo Fiserv

Fiserv provides financial services technologies for banks, investment management firms, and leasing, finance and government organizations.
  • Authorize.net Landing page
    Landing page //
    2022-10-26
  • Fiserv Landing page
    Landing page //
    2022-08-04

Authorize.net features and specs

  • Wide Acceptance and Trust
    Authorize.net is one of the most established payment gateways on the market, leading to high trust and wide acceptance among merchants and customers alike.
  • Comprehensive Support
    They offer 24/7 customer support through phone, chat, and email, ensuring that your business can receive assistance at any time.
  • Versatility
    The platform supports a wide range of payment methods, including credit cards, eChecks, and digital payments like Apple Pay and PayPal.
  • Security
    Authorize.net provides advanced fraud detection and security features, such as AVS (Address Verification Service), CVV2, and IP filtering.
  • Developer Tools
    They offer robust APIs and an extensive range of developer tools to facilitate custom integrations and application development.
  • Recurring Billing
    Authorize.net supports recurring billing, making it easier for businesses offering subscription services to manage payments.

Possible disadvantages of Authorize.net

  • Cost
    Authorize.net charges a monthly gateway fee, per-transaction fee, and a daily batch fee, which can add up, especially for smaller businesses.
  • Complex Setup
    Setting up Authorize.net can be complicated for non-technical users, requiring some level of technical expertise to configure properly.
  • Limited International Support
    Authorize.net's international support is limited, making it less ideal for businesses looking to operate in multiple countries.
  • Account Approval Process
    The approval process for setting up an Authorize.net account can be lengthy and requires thorough documentation, which could be a drawback for businesses needing a quick setup.
  • Interface Usability
    Some users find the user interface to be outdated and less intuitive compared to newer payment gateways.

Fiserv features and specs

  • Comprehensive Financial Services
    Fiserv offers a broad range of financial services and solutions, including payment processing, online banking, and risk management, which cater to the diverse needs of financial institutions and businesses.
  • Innovation
    Fiserv is known for its commitment to innovation, regularly introducing new technologies and solutions to improve efficiency and customer experience in the financial services sector.
  • Global Presence
    With operations in multiple countries, Fiserv has a strong global presence, allowing it to serve a wide range of clients and leverage diverse market opportunities.
  • Scalability
    Its solutions are scalable, making them suitable for small businesses as well as large enterprises, allowing clients to grow without needing to switch providers.
  • Customer Support
    Fiserv is known for providing robust customer support services, helping clients resolve issues quickly and effectively, ensuring smooth operation of their financial services.

Possible disadvantages of Fiserv

  • Cost
    Fiserv's solutions and services can be expensive, which may not be suitable for smaller businesses or startups with limited budgets.
  • Complexity
    The broad range of services and advanced technologies offered by Fiserv can be complex to implement and manage, requiring significant expertise and resources.
  • Integration Challenges
    Integrating Fiserv's solutions with existing systems can sometimes be challenging, potentially leading to increased implementation time and costs.
  • Regulatory Compliance
    Operating in numerous countries requires navigating different regulatory environments, which can increase compliance risks and operational complexity.
  • Security Concerns
    As with any major financial services provider, Fiserv is a potential target for cyber attacks, necessitating ongoing investment in security measures to protect sensitive data.

Analysis of Authorize.net

Overall verdict

  • Yes, Authorize.net is generally regarded as a good option for businesses looking for a secure and reliable payment gateway. It has a long-standing history in the industry and offers comprehensive features that cater to online and in-person payment processing needs.

Why this product is good

  • Authorize.net is considered a reputable payment gateway service due to its reliability, security features, and extensive support options. It offers robust fraud detection, a wide range of payment method support, and an easy-to-use interface, making it a popular choice for businesses of different sizes.

Recommended for

  • Small to medium-sized businesses seeking a reliable payment gateway.
  • E-commerce platforms that require robust fraud detection and security features.
  • Merchants who need to process a variety of payment types, including credit cards and digital payments.
  • Businesses looking for customizable payment solutions with strong customer support.

Authorize.net videos

PayPal VS Stripe VS Authorize.net?

More videos:

  • Review - Authorize.Net: The Good, The Bad and The Ugly
  • Review - Authorize.net Review Video

Fiserv videos

Is Fiserv stock a buy in 2020? | FISV Stock Analysis

More videos:

  • Review - Why Fiserv Bought First Data for $22B in Stock
  • Review - Fiserv Forum: Year in Review

Category Popularity

0-100% (relative to Authorize.net and Fiserv)
Online Payments
100 100%
0% 0
Business & Commerce
0 0%
100% 100
Payment Platform
100 100%
0% 0
Marketing Platform
0 0%
100% 100

User comments

Share your experience with using Authorize.net and Fiserv. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Authorize.net seems to be more popular. It has been mentiond 100 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Authorize.net mentions (100)

  • Authorize.net Plugin Magento2
    I think magento use to come standard with a plugin for authorize.net, but either way I need the official plugin (if one is still maintained) to connect magento2 to authorize.net for payments. Source: over 1 year ago
  • Html, JSON, and Filemaker
    I have a form which can accept payments. The form is hosted by jotform which puts the payment information (collected by an authorize.net widget) into JSON and sends it into my database. Source: almost 2 years ago
  • Tired of Stripe and willing to do ACH
    Your local bank likely offers them and they can eb tied to authorize.net, or NMI perhaps. They should be able to help you through that entire process depending on how the accounts get onboarded. Askl your local coffee shop and etc where they get the credit card processing from. Source: almost 2 years ago
  • What are the recommended online payment gateway integrations?
    Authorize.net as a gateway for example charges about $15/month by it self before any merchant account is linked. Paytrace is a little cheaper and does not have some extra fees authorize.net has. Source: almost 2 years ago
  • authorize.net API response code brainstorm
    Does anyone have any experience with authorize.net API return codes? Source: almost 2 years ago
View more

Fiserv mentions (0)

We have not tracked any mentions of Fiserv yet. Tracking of Fiserv recommendations started around Mar 2021.

What are some alternatives?

When comparing Authorize.net and Fiserv, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Leap the Pond - AcctTwo is focused on delivering the future of finance and accounting to our customers.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

AlixPartners - AlixPartners management consultants specialize in solving the most complex and critical business challenges. When it really matters.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Bench.co - Bench is the online bookkeeping service.