Actual Budget VS Lunch Money

Actual Budget Reviews

Lunch Money Reviews

Actual Budget mentions (54)

• Tell HN: YNAB will partly remove direct bank imports

  I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / about 1 month ago

• Budgeting App

  If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 5 months ago

• Local-first software: You own your data, in spite of the cloud (2019)

  Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 7 months ago

• Family finance meetings with spouse?

  I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: 10 months ago

• What's your strategy for organizing money in your bank accounts?

  If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: 11 months ago

Lunch Money mentions (43)

• Ask HN: Alternative to Mint.com?

  > A while back there was a tread in here where someone had an inexpensive one-time license mac software, but I cannot find it. I think you are looking for https://www.banktivity.com/ It feels a lot like Quicken which isn't a paradigm that works well for my brain and I moved to https://lunchmoney.app + a small app that consumes the API, does some transformations and exposes to Google Sheets' =IMPORTDATA formula.... - Source: Hacker News / 3 months ago

• Ask HN: Alternative to Mint.com?

  In past Ask HN threads I've seen recommendations for Lunch Money (https://lunchmoney.app/) and You Need A Budget (https://www.ynab.com/). I can't personally speak to them as I use GnuCash, but I don't recommend it for you because it does not do automatic sync as you requested. - Source: Hacker News / 3 months ago

• Americans are spending billions on stuff they forget to cancel

  I would suggest something like [LunchMoney](https://lunchmoney.app/) instead. Built in budgeting, rules to classify payments, and recurring subscriptions are automatically found and called out. I had a bunch of issues with Personal Capital connections continuously messing up and there's no way to classify and evaluate the purchases. - Source: Hacker News / 3 months ago

• Ask HN: How do you manage your finances?

  Lunch Money is a beautiful little independent app for personal finances: https://lunchmoney.app/ Won't do lots of complex stuff like investment strategy and estate planning, but covers all the essentials for a personal / family budget. Gives you a good overview of your spending, net worth over time, and lots of charts and querying functionality. Made a big difference for me. Before I was spread across a bunch of... - Source: Hacker News / 4 months ago

• I use the Trends - Net Worth feature more than anything. Anyone know which other app is identical?

  Have you looked at Lunch Money? Specifically with their Trends and Analyze sections? Source: 5 months ago