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ACH payments with Stripe VS API List

Compare ACH payments with Stripe VS API List and see what are their differences

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ACH payments with Stripe logo ACH payments with Stripe

Accept bank payments with a few lines of code.

API List logo API List

A collective list of APIs. Build something.
  • ACH payments with Stripe Landing page
    Landing page //
    2023-06-28
  • API List Landing page
    Landing page //
    2021-09-21

ACH payments with Stripe features and specs

  • Lower Transaction Fees
    ACH payments typically have lower transaction fees compared to credit card payments, making it a cost-effective solution for businesses with high transaction volumes.
  • Automated and Efficient
    ACH payments streamline the payment process by automating transactions, which can reduce manual processing time and improve efficiency for businesses.
  • Reduced Risk of Chargebacks
    ACH payments are less prone to chargebacks compared to credit card payments, lowering the financial risk for merchants.
  • Recurring Payments
    ACH is well-suited for setting up recurring payments, making it ideal for subscription-based services and billing cycles.
  • Large Transactions
    ACH payments allow for larger transaction limits than typical credit card transactions, benefiting businesses dealing with large invoices.

Possible disadvantages of ACH payments with Stripe

  • Longer Processing Times
    ACH payments can take several business days to process, leading to longer settlement times compared to instant credit card transactions.
  • Bank Account Verification
    ACH payments require bank account verification, which can add complexity and time to the onboarding process for customers.
  • Limited to U.S.
    ACH payments are primarily for U.S. bank accounts, limiting their use for international transactions and businesses.
  • Potential for Returns
    ACH payments, like checks, can be returned due to insufficient funds or invalid account details, requiring follow-up actions.
  • Security Concerns
    While secure, ACH transactions involve sharing sensitive bank account information, which may raise privacy concerns for some customers.

API List features and specs

  • Variety
    API List provides a diverse range of APIs in various categories such as entertainment, data, weather, and more, making it easy to find APIs that suit different needs.
  • Ease of Access
    The platform is user-friendly and allows users to quickly browse and discover APIs without complex navigation or extensive searches.
  • Free APIs
    Many of the APIs listed on the site are free to use, which is a great advantage for developers who are looking for cost-effective solutions.
  • Updated Content
    The list appears to be maintained and updated regularly, ensuring that users have access to current and functional APIs.

Possible disadvantages of API List

  • Quality Variation
    The quality and reliability of the listed APIs can vary significantly since they come from different sources and may not all be thoroughly vetted.
  • Limited Information
    Some API listings may lack detailed descriptions or documentation links, which can make it harder for developers to assess their suitability.
  • No User Reviews
    The site does not provide a mechanism for user feedback or reviews, which could help other users to determine the usefulness and reliability of an API.
  • Possible Downtime
    There is no guarantee of uptime for the APIs listed, and some may experience downtimes or discontinuation without prior notice.

Analysis of API List

Overall verdict

  • API List is a useful resource for developers seeking to explore various APIs across different categories. It simplifies the process of discovering APIs and provides quick access to essential information. However, like any curated directory, the quality and completeness of information about each API may vary.

Why this product is good

  • API List (apilist.fun) is a curated directory of APIs that can be helpful for developers looking for new APIs to integrate into their applications. It organizes APIs into categories, making it easier to discover tools that fit specific needs. The site often provides basic information about each API, along with links to their documentation, which can save time for developers in the exploration phase.

Recommended for

    API List is recommended for developers, software engineers, and project managers who are seeking new APIs to integrate, particularly those who are in the early stages of project planning and need an efficient way to explore available options.

Category Popularity

0-100% (relative to ACH payments with Stripe and API List)

ACH payments with Stripe

API List

Online Payments
100 100%
Online Payments
0% 0
APIs
0 0%
APIs
100% 100
Recurring Billing
100 100%
Recurring Billing
0% 0
Developer Tools
0 0%
Developer Tools
100% 100

User comments

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Social recommendations and mentions

Based on our record, API List should be more popular than ACH payments with Stripe. It has been mentiond 18 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

ACH payments with Stripe mentions (2)

  • payment system that has 1% fees
    ACH payments on Stripe cost 0.80%, capped at $5, with no monthly fees or verification fees. So, a $100 payment incurs a $0.80 fee; any payments above $625 cost $5. Https://stripe.com/blog/accept-ach-payments. Source: over 2 years ago
  • ACH instead of credit card - lower fees?
    I was curious if anyone has experimented or tried ACH bank transfers as payment for lower fees? I know Stripe https://stripe.com/blog/accept-ach-payments has ACH payments with lower fees, anyone tried it out yet? Source: over 3 years ago

API List mentions (18)

  • How to Promote and Market your API: API Directories
    This simple and intuitive website categorizes APIs (and allows for multiple categories per API). Some social aspects are introduced; like upvotes, comments, list of companies using the API. - Source: dev.to / 5 months ago
  • Promises in JavaScript: Understanding, Handling, and Mastering Async Code
    If you haven’t tried it yet, I recommend writing a simple code snippet to fetch data from an API. You can start with a fun API to experiment with. Plus, all the examples and code snippets are available in this repository for you to explore. - Source: dev.to / 9 months ago
  • What’s the most exciting API you discovered?
    I don't know any good ones specifically, but https://apilist.fun was helpful back when I was playing around. Source: about 2 years ago
  • Boost Your Next Project with My Comprehensive List of Free APIs – 1000+ and Counting!
    Public-api Github Repo : https://github.com/public-apis/public-apis Rapid API : https://rapidapi.com/collection/list-... API House : https://apihouse.vercel.app/ Free APIs: https://free-apis.github.io/#/ Dev Resources : https://devresourc.es/tools-and-utili... AnyApi: https://any-api.com/ Public Apis : https://public-apis.io/ API List : https://apilist.fun/ Public APIs: https://public-apis.xyz/ Public... - Source: dev.to / about 2 years ago
  • A Beginner Developer's Guide to APIs (with Example Project)
    There are hundreds of APIs available for you to use in your projects. API List is a comprehensive list of publicly available APIs and links to the documentation and other important information for each API. - Source: dev.to / over 2 years ago
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What are some alternatives?

When comparing ACH payments with Stripe and API List, you can also consider the following products

Teller API - A single API to connect your app with any bank's account

PublicAPIs - Explore the largest API directory in the galaxy

TrueLayer - Simple Bank APIs to access real-time financial data

Abstract APIs - Simple, powerful APIs for everyday dev tasks

Google Payment API - Enable an easy-to-use checkout experience for customers

JSONREPO - JSONREPO is an API platform created for developers seeking fast, reliable, and scalable APIs

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