You can check out your credit rating on totallymoney.com or clearscore.com for free should give you an idea of how much the new debit card has affected your score. Source: almost 2 years ago
My utility bills show up on my credit report (energy on www.creditkarma.co.uk, telephone and water on clearscore.com) - worth checking you're the bill payer for those. You should be able to get free credit reports that suggest how to improve (e.g. Getting on the electoral roll). Source: almost 2 years ago
If you signup for something like https://clearscore.com (free), they do provide some advice on their website, and possibly some help if you need further clarification. Source: about 2 years ago
Clearscore.com is a free credit report site, you can sign up with them and they will give you offers based on your credit rating, otherwise you can have a look on gocompare/comparethemarket etc, theyll have a credit comparision section where you can look for 0% on new purchases cards. Source: about 2 years ago
Visit clearscore.com, they also have a Android (not sure about iOS) app you can download. There they can help you. Source: about 2 years ago
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