Software Alternatives & Reviews

Actual Budget Reviews

Robust and simple budgeting that works

Social recommendations and mentions

We have tracked the following product recommendations or mentions on Reddit and HackerNews. They can help you see what people think about Actual Budget and what they use it for.
  • What spending tracker does PFC uses?
    I use Actual Budget, which is more or less identical to manual YNAB (can't link to banks as of now but I think they're working on it) but cheaper. I used YNAB for a few years but switched over like half a year ago and am pretty happy with it. - Source: Reddit / 7 days ago
  • What app does everyone use to track spending?
    Iโ€™m trying out which is a YNAB4 inspired application ๐Ÿ‘. - Source: Reddit / 13 days ago
  • Which personal budgeting app do you use and why?
    I use Actual Budget, which is extremely similar to YNAB except cheaper and more lightweight. It doesn't have all of the features of YNAB (e.g. No syncing with your bank - but I do everything manually anyway) but it's close enough that it was worth the switch for me. - Source: Reddit / 25 days ago
  • This may be handy for some (budgeting article)
    I use Actually, which is like a more basic version of YNAB and it is the only thing that has worked for me. It's seriously been a lifesaver and saved me so many problems and mental breakdowns. - Source: Reddit / about 1 month ago
  • How you can track your personal finances using Python
    I'm currently on a trial of Actual Budget ( It's very similar to the old desktop version of YNAB. It has desktop and mobile apps (web app in beta), and does syncing. I haven't used the mobile app yet, but the desktop app is fast and entering transactions is fast. Only costs $4/month. - Source: Hacker News / about 2 months ago
  • Wife is worried about storing finances online
    You can download it at, and there's a subreddit for it over at r/actualbudget. I really would recommend giving it a go! - Source: Reddit / 2 months ago
  • Realistically how many years away are we from holo launching a fully working product?
    Local data + cloud sync/backup -- think GDocs, LastPass, DropBox, budgeting. - Source: Reddit / 5 months ago
  • Import from
    Check out Actual Budget. It's what you are looking for. - Source: Reddit / 8 months ago

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