Young Alfred VS Blueprint Income

Blueprint Income

A digital retirement plan that works like a pension

Landing page //
2023-09-14

Landing page //
2023-10-21

Young Alfred

Blueprint Income videos

+ Add

Blueprint Income - Fixed Annuities For When Your Retirement Needs A Guarantee

Category Popularity

0-100% (relative to Young Alfred and Blueprint Income)

Blueprint Income

Fintech

67 67%

Fintech

33% 33

Insurance

70 70%

Insurance

30% 30

Healthcare Administration

72 72%

Healthcare Administration

28% 28

Android

100 100%

Android

0% 0

User comments

Share your experience with using Young Alfred and Blueprint Income. For example, how are they different and which one is better?

Social recommendations and mentions

Based on our record, Blueprint Income seems to be more popular. It has been mentiond 5 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Young Alfred mentions (0)

We have not tracked any mentions of Young Alfred yet. Tracking of Young Alfred recommendations started around Mar 2021.

Blueprint Income mentions (5)

Advice on a 3 fund start?
Right now, bonds are not something I recommend (or use), I use 1. Promo CD (depositaccounts.com), 2. MYGAs (blueprintincome.com), or 3. Ibonds (https://thefinancebuff.com/how-to-buy-i-bonds.html) (mostly ibonds lately). Source: about 2 years ago
I’ve read the wikis, asked a lot but still can’t understand.
You need to answer the question - when do you want the funds to be accessible to spend (on whatever)? If you've got at least 5 years, you're probably OK to put them into VTI. If you have 2-5 years, you're best off with promo CDs (depositaccounts.com) or MYGA (blueprintincome.com) . If you've got >2yrs, then just put them into a HYSA or promo rate rewards checking accounts. Source: about 2 years ago
Switching from target date fund to VTSAX/FZROX
Personally I eschew Target Date because I do not want my FI portion in Bonds, I want them in promotional CDs (depositaccounts.com), or MYGAs (blueprintincome.com), so my brokerage just has VTSAX(VTI) and VTIAX(VXUS). If you're at Fidelity I would just use the VG ETFs (VTI+VXUS). If you like the Fidelity Mutual Funds, go ahead and use those, very little difference, I think VG ETFs slightly edge them out, but that's... Source: over 2 years ago
ETFs and what else?
I recommend putting your "bond" portion into promo bank/CU CDs (depositaccounts.com), or into a MYGA (blueprintincome.com), because both are earning more than bonds right now. Source: over 2 years ago
Is an investment timeframe < 10 years gambling?
You have other options beyond a HYSA. There are Treasuries, promotional bank CDs (depositaccounts.com), MYGAs (blueprintincome.com). Source: over 2 years ago