Software Alternatives, Accelerators & Startups

X1 Card VS Earnin

Compare X1 Card VS Earnin and see what are their differences

X1 Card logo X1 Card

A metal credit card based on your income, not credit score

Earnin logo Earnin

Earnin is a superb tool developed and published by Activehours Inc.
  • X1 Card Landing page
    Landing page //
    2022-12-20
  • Earnin Landing page
    Landing page //
    2023-08-27

Earnin

Website
earnin.com
Release Date
2012 January
Startup details
Country
United States
State
California
City
Palo Alto
Founder(s)
Ram Palaniappan
Employees
100 - 249

X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Earnin videos

Earnin App Review 2020 - How It Works

More videos:

  • Review - The TRUTH about the Earnin App
  • Review - WATCH THIS BEFORE DOWNLOADING THE EARNIN APP | Earnin App Review

Category Popularity

0-100% (relative to X1 Card and Earnin)
Fintech
100 100%
0% 0
Finance
0 0%
100% 100
Online Payments
100 100%
0% 0
Food Delivery
0 0%
100% 100

User comments

Share your experience with using X1 Card and Earnin. For example, how are they different and which one is better?
Log in or Post with

Reviews

These are some of the external sources and on-site user reviews we've used to compare X1 Card and Earnin

X1 Card Reviews

We have no reviews of X1 Card yet.
Be the first one to post

Earnin Reviews

Top 20 Best Plaid Alternatives in 2022
Activehours Inc. developed and published Earnin, a fantastic product. It’s a financial app that allows you to get paid as soon as you leave work rather than waiting until payday. Earnin is a free mobile application that can be used on Android and iOS devices and can be accessed from anywhere in the world. It is amongst the Best Plaid Alternatives.

Social recommendations and mentions

Based on our record, X1 Card seems to be more popular. It has been mentiond 13 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 5 months ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 1 year ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago
View more

Earnin mentions (0)

We have not tracked any mentions of Earnin yet. Tracking of Earnin recommendations started around Mar 2021.

What are some alternatives?

When comparing X1 Card and Earnin, you can also consider the following products

PST.NET - Virtual payment cards for online shopping and advertising

Brigit - Brigit is a fast, smart, and easy financial app that monitors your account in the background and sends you cash every time your balance run lows.

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

MoneyLion - Moneylion is an advanced kind of fintech lender that changing the way people borrow and spend money.

e.pn - Virtual cards for any advertising accounts and personal purchases

Varo - Varo is an all-in-one mobile banking solution that helps you to manage your financial needs.