Software Alternatives, Accelerators & Startups

UniPay VS PaymentCloud

Compare UniPay VS PaymentCloud and see what are their differences

UniPay logo UniPay

UniPay is a centralized platform that provides you with an agile approach to receive payments online from internet businesses around the globe.

PaymentCloud logo PaymentCloud

PaymentCloud is a feature-rich Credit Card Processing solution that is created to help retailer and e-Commerce businesses to streamline all their payment operations.
  • UniPay Landing page
    Landing page //
    2022-12-15
  • PaymentCloud Landing page
    Landing page //
    2023-02-16

UniPay features and specs

  • Integration Capabilities
    UniPay offers robust integration options that allow businesses to seamlessly connect their existing systems with the payment platform.
  • Scalability
    As a scalable payment solution, UniPay can effectively handle growing transaction volumes, making it suitable for both small and large enterprises.
  • Security Features
    UniPay provides advanced security measures, including tokenization and encryption, to protect sensitive payment information and reduce fraud risk.
  • Multiple Payment Methods
    The platform supports a wide range of payment methods, enhancing convenience for customers and expanding potential market reach for businesses.
  • Customizability
    UniPay allows for a high level of customization, enabling businesses to tailor the payment solutions to their specific operational needs.

Possible disadvantages of UniPay

  • Complexity
    Due to its range of features and capabilities, UniPay might have a steeper learning curve, demanding more time and effort for setup and management.
  • Cost Structure
    Potential users may find UniPay's pricing model complex or expensive compared to simpler payment solutions, particularly for small businesses.
  • Customer Support
    Some users report that customer support can be slow or insufficient, which can be challenging when resolving technical issues quickly.
  • Implementation Time
    Integrating and setting up UniPay may take longer than more straightforward payment platforms, potentially delaying deployment.
  • Geographical Limitations
    Depending on the business location and target markets, UniPay's geographical coverage might be limited, restricting global operations.

PaymentCloud features and specs

  • High-risk Merchant Acceptance
    PaymentCloud specializes in providing payment processing solutions for high-risk industries, making it a reliable choice for businesses in sectors like CBD, adult entertainment, and firearms.
  • Multiple Payment Options
    PaymentCloud supports a variety of payment methods, including credit cards, ACH processing, eChecks, and mobile payments, allowing businesses to offer diverse payment options to their customers.
  • Customized Solutions
    The provider offers tailored solutions to meet the unique needs of different business types and sizes, ensuring that clients receive services that align with their specific requirements.
  • No Setup Fees
    PaymentCloud does not charge setup fees, which can make it more affordable for small and new businesses to start accepting payments.
  • Excellent Customer Support
    Customers often praise PaymentCloud for its responsive and helpful customer support, which includes dedicated account representatives and 24/7 assistance.

Possible disadvantages of PaymentCloud

  • Lack of Pricing Transparency
    PaymentCloud does not provide transparent pricing details on its website, which can make it difficult for potential clients to compare its costs with competitors without a consultation.
  • Contract Terms
    Some users may encounter long-term contracts with payment processing providers, potentially leading to termination fees if the business chooses to switch providers.
  • Third-party Processor Dependency
    PaymentCloud operates as a broker or reseller of third-party processors, which may lead to limited control over certain aspects of service delivery.
  • Limited International Payment Support
    PaymentCloud primarily focuses on US-based businesses, which may not be ideal for companies looking for robust international payment solutions.

Analysis of PaymentCloud

Overall verdict

  • Yes, PaymentCloud is generally considered a good choice for certain types of businesses, especially those looking for a high-risk merchant account provider.

Why this product is good

  • PaymentCloud is often recommended due to its specialization in providing payment processing solutions for high-risk industries. They offer a variety of features such as no setup fees, competitive rates, and fast approvals. They are known for their excellent customer service and their ability to integrate with multiple shopping carts and platforms. Additionally, they provide a wide range of payment solutions, including credit card processing, ACH payments, and mobile payments.

Recommended for

  • High-risk businesses such as CBD retailers, e-cigarette vendors, and adult entertainment services.
  • E-commerce businesses looking for a reliable payment processor with diverse features.
  • Small to medium-sized businesses that require flexible payment solutions.
  • Businesses needing quick approval and a straightforward setup process.

UniPay videos

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PaymentCloud videos

PaymentCloud - Your High Risk Merchant Account Provider

Category Popularity

0-100% (relative to UniPay and PaymentCloud)
Online Services
44 44%
56% 56
Finance
41 41%
59% 59
Recurring Billing
48 48%
52% 52
Education & Reference
100 100%
0% 0

User comments

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Social recommendations and mentions

Based on our record, PaymentCloud seems to be more popular. It has been mentiond 1 time since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

UniPay mentions (0)

We have not tracked any mentions of UniPay yet. Tracking of UniPay recommendations started around Dec 2021.

PaymentCloud mentions (1)

  • Best Payment Gateway for CBD Client (UK)?
    You may need to look into high-risk payment partners such as https://paymentcloudinc.com. There are others out there. I am going through this now with a cannabis client but CBD may also be treated as drugs or other paraphernalia. Good luck! Source: about 4 years ago

What are some alternatives?

When comparing UniPay and PaymentCloud, you can also consider the following products

LUCY Gateway - LUCY Gateway is a secure payment processing platform, allows users to conduct transactions via using account information via increasing user privacy.

Helcim - Helcim is a feature-rich online solution that facilitates payment procedures by enabling a range of industries as well as businesses to accommodate several payment options.

EZSchoolPay - EZSchoolPay is one of the convenient and secure ways to pay for school fees and meals.

Fattmerchant - Subscription-based credit card payment processing platform

Gravity Payments - Gravity Payments is a comprehensive credit card processing platform that helps you get paid any way you want, with the least amount of hassle.

Express Processing Platform - Express Processing Platform is best in class payment service provider for various online shops.