Software Alternatives & Reviews

TrueLayer VS Lydia

Compare TrueLayer VS Lydia and see what are their differences

TrueLayer logo TrueLayer

Simple Bank APIs to access real-time financial data

Lydia logo Lydia

Lydia lets you use your card whatever you need to pay, even a friend.
  • TrueLayer Landing page
    Landing page //
    2023-09-28
  • Lydia Landing page
    Landing page //
    2023-05-06

TrueLayer videos

Building Open Banking API Layers with TrueLayer

More videos:

  • Review - API-based fintechs take the next steps: Plum generate payments via TrueLayer | Homescreen | Ep 53

Lydia videos

lydia Nintendo Switch Review-Buy this because it Matters

More videos:

  • Review - Lydia - Switch Review
  • Review - Lydia - A Point 'n' Quickie Review

Category Popularity

0-100% (relative to TrueLayer and Lydia)
Online Payments
53 53%
47% 47
Recurring Billing
72 72%
28% 28
Payment Platform
0 0%
100% 100
Fintech
100 100%
0% 0

User comments

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Social recommendations and mentions

Based on our record, TrueLayer seems to be more popular. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

TrueLayer mentions (4)

  • BANKING AS A SERVICE? ANOTHER WAY BUSINESSES MAKE MONEY
    Sounds like Open Banking which is government driven & regulated, depending on where you are. There are a couple of startups that act as an abstraction layer to try to make the experience "frictionless", like TrueLayer. Source: over 1 year ago
  • I'm an experienced programmer trying to build my first website for my clothing brand using JavaScript, HTML and CSS, but I have a few serious questions regarding the problems I might encounter while creating such a website
    You won't avoid interfacing with an API. Even if you don't want to use Stripe/PayPal, you'll need to wrestle with a banks own API or some kind of broker. TrueLayer is a popular way in Europe to access banks that support the Open Banking API. It is through a banking API that you will get confirmation that a payment has been made, so there should be no chance of sending items "for free". Unless you're posting... Source: over 1 year ago
  • Why do some traditional banks still not offer open banking?
    I had a subscription with TrueLayer. The API service was smooth and their team updated me from time to time. They even helped me with regulation by giving us an agency under their FCA license. Eventually I transferred to Nordigen due to a friend’s recommendation. It was also free so why not. It was easy to integrate their program to my business model. One particular program I am happily using that involves open... Source: over 2 years ago
  • Open Beta Ending: A last chance to get FOREVER FREE ACCESS to a money app
    • The technology that helped us connect you with your banks is powered by TrueLayer Ltd, which is regulated by the UK Financial Conduct Authority (FCA) and their registration number is 901096. We are also registered with the FCA (928953), as an agent of TrueLayer. You will see their interface when you choose your banks as well as a statement in our app stating this relationship. More info about TrueLayer if you... - Source: Hacker News / almost 3 years ago

Lydia mentions (0)

We have not tracked any mentions of Lydia yet. Tracking of Lydia recommendations started around Mar 2021.

What are some alternatives?

When comparing TrueLayer and Lydia, you can also consider the following products

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Zelle - Zelle is a fast, safe and easy way to send money in minutes to your friends and family.

Plaid - Infrastructure that powers financial technology by enabling applications to connect with users' bank accounts.

Teller API - A single API to connect your app with any bank's account

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Open Banking API Tracker - Tracking +130 open banking and PSD2 APIs