Sounds like Open Banking which is government driven & regulated, depending on where you are. There are a couple of startups that act as an abstraction layer to try to make the experience "frictionless", like TrueLayer. Source: over 1 year ago

You won't avoid interfacing with an API. Even if you don't want to use Stripe/PayPal, you'll need to wrestle with a banks own API or some kind of broker. TrueLayer is a popular way in Europe to access banks that support the Open Banking API. It is through a banking API that you will get confirmation that a payment has been made, so there should be no chance of sending items "for free". Unless you're posting... Source: over 1 year ago

I had a subscription with TrueLayer. The API service was smooth and their team updated me from time to time. They even helped me with regulation by giving us an agency under their FCA license. Eventually I transferred to Nordigen due to a friend’s recommendation. It was also free so why not. It was easy to integrate their program to my business model. One particular program I am happily using that involves open... Source: over 2 years ago

• The technology that helped us connect you with your banks is powered by TrueLayer Ltd, which is regulated by the UK Financial Conduct Authority (FCA) and their registration number is 901096. We are also registered with the FCA (928953), as an agent of TrueLayer. You will see their interface when you choose your banks as well as a statement in our app stating this relationship. More info about TrueLayer if you... - Source: Hacker News / almost 3 years ago

From their website in the UK https://pay.google.com/about/ -------- Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. :Add a card to Google Pay: And download Google Wallet to pay with your Android device. ---- I think Google Wallet is just the Android app to use Google Pay and you use it to save cards *to* Google Pay. Really confusing. Classic... - Source: Hacker News / 4 months ago

Google Pay is a WAAS API that use to create digital wallets. It provides you fast access to offers by using the Google Wallet API. It makes it straightforward for your customers to add offers to Google Wallet on their phones, providing easy access at the right time. It allows you to connect your bank account with your digital wallet. The most interesting feature of google pay is the group payment. This feature... - Source: dev.to / over 1 year ago

Google Pay Google Pay is another wallet service provided by Google. It is safe and simple to pay and manage your money. It is available for both IOS and Android. The most interesting part of Google Pay is that you can make group payments. Now Group payment means sending or requesting money from a private group. Like other wallet services, Google pay also allows you to connect your cards and accounts with your... - Source: dev.to / over 1 year ago

Google Pay—the amalgamation of Android Pay and Google Wallet—has been in existence since 2018. It combines an online payment system and a digital wallet platform into a single entity. Source: over 1 year ago

Google Pay is one of the most popular digital payment apps in the world, with over 100 million users worldwide. The app enables users to pay for goods and services and accept digital payments in some of the world's most remote locations. Source: almost 2 years ago