Tillful VS Racksmith

We are dedicated to creating a more inclusive and intelligent approach to business credit. We are on a mission to increase access to capital and opportunities for first-time founders, new business owners and underrepresented, underserved small businesses.

Tillful helps business owners build strong business credit quicker and stay on top of their financial health with a platform that includes free business finance management services, resources, tools and exclusive funding opportunities based on our proprietary credit scoring models using AI and machine learning.

We harness the insights we’ve gained through years of developing AI-based credit models for lenders, enterprise companies and large financial institutions to help empower small businesses in taking control of their credit health and gain greater access to the capital and credit they need to launch or grow their businesses.