Software Alternatives, Accelerators & Startups

The Credit Thing VS Monzo

Compare The Credit Thing VS Monzo and see what are their differences

The Credit Thing logo The Credit Thing

Bank in your smartphone.

Monzo logo Monzo

The bank of the future
  • The Credit Thing Landing page
    Landing page //
    2023-06-24
  • Monzo Landing page
    Landing page //
    2023-09-11

The Credit Thing videos

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Monzo videos

Monzo Review Update 2019 - One Year Later!

More videos:

  • Review - Monzo Review 2020 - All The Quirks And Features
  • Review - WHAT IS MONZO? - Monzo Bank Review 2020 | What I Love And Want To See Improve.

Category Popularity

0-100% (relative to The Credit Thing and Monzo)
Payment Platform
9 9%
91% 91
Online Payments
5 5%
95% 95
Money Transfer
12 12%
88% 88
Fintech
0 0%
100% 100

User comments

Share your experience with using The Credit Thing and Monzo. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Monzo seems to be a lot more popular than The Credit Thing. While we know about 17 links to Monzo, we've tracked only 1 mention of The Credit Thing. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

The Credit Thing mentions (1)

  • The Credit Thing- £10 free if approved for credit
    Non referral link (no free £10) - https://thecreditthing.com/. Source: over 1 year ago

Monzo mentions (17)

  • Wise Account for UK Student in the US
    Not entirely relevant to your question but monzo have US accounts, https://monzo.com/us/. Source: 11 months ago
  • Sun's out, and so are our new features ☀️
    In case you missed it, our Monzo US website also got a makeover! We still have big plans to make it easier to find resources you need to make managing your money easy. Be sure to watch this space. 👀. Source: about 1 year ago
  • How do I cancel and close my account?
    If you can't log in the help email is at the bottom of the US homepage https://monzo.com/us/. Source: over 1 year ago
  • I can’t find a thread on One alternatives- is there one and if so can it be pinned 📌?
    I did some digging and found out that the most popular neobank, Monzo, in the UK came to the US and it seems incredibly promising! As a larger and more established Neobank, they are much less likely to sell out to big corporations (RIP Simple and One). They seem to have a lot of similar ideas One had and are even working on adding more, all based on live input from their users. The website is ... Source: over 1 year ago
  • Monzo + DAS Budget
    So basically check out https://dasbudget.com/features and https://monzo.com/us/. Combine all those features and consider that Monzo has a public API that allows DAS Budget to get instant transaction updates from it. Source: almost 2 years ago
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What are some alternatives?

When comparing The Credit Thing and Monzo, you can also consider the following products

Revolut - The easiest, fastest way to save for your financial goals.

Simple - Simple is reinventing personal banking with modern online and mobile experiences, no surprise fees...

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

N26 - The Mobile Bank

OXYGEN - Oxygen is a modern digital banking platform for the 21st century economy – the free thinkers, rebels, and entrepreneurs. Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, Member FDIC

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller