You can switch plans but each time you do, the interest capitalizes. If you are getting forgiveness it will be discharged regardless at 120 payments but it's worth knowing. You can compare and estimate payments for plans here https://studentloanhero.com/ which should give you ballpark figures. Source: almost 2 years ago

When do you finish school? If you have loans with multiple levels of forgiveness, consolidating will bring them all to the highest count. At this point it needs to be done before October. I wouldn't consolidate the Perkins loans because qualify employers can allow you to defer and forgive a percentage annually until they're forgiven over 4 years. I think the only disadvantage is that if you were to pursue an... Source: about 2 years ago

Given your profitable situation, have you explored other financing options like Pipe? (https://pipe.com/). - Source: Hacker News / 10 months ago

Try looking up revenue based debt investing. I think that's what it be called. https://pipe.com/. Is one of the companies in this industry I'm thinking about. They may be able better suited then a typical bank business loan/credit line. Banks are notoriously bad at understanding business needs and operations, hence why SVB was so popular. Source: 11 months ago

Yes, like https://pipe.com/ for SaaS companies! In fact, maybe pipe could do just this! - Source: Hacker News / about 1 year ago

You should definitely check out https://pipe.com! Source: about 1 year ago

Pipe • Trade a share of recurring revenue with investors for upfront capital. Source: over 1 year ago