Stripe: Radar VS Sift

Using Stripes Advanced Fraud protection to keep you and your money safe,. Source: over 1 year ago

They should use their credit card processor's fraud detection. For example, Stripe has Stripe Radar: https://stripe.com/radar. Source: over 1 year ago

Stripe Radar is the main tool used to do this, you can check it out here to get more detail: https://stripe.com/radar. Source: over 2 years ago

Usually, these online merchants (Netflix, Spotify, etc.) uses the same payment gateway. They're likely using Stripe. Once one merchant reports your card as "fraud" or detects unusual activity, it will be labeled as "high risk". Stripe will take note of that and will block the same card whenever it is used on other merchants. It's a security feature Stipe implements that work well for both the merchant and customer. Source: over 2 years ago

Stripe also has a division called Radar that would benefit from Databricks' expertise. However, does Stripe need to acquire/partner with Databricks for this or is just being a customer enough? Source: almost 3 years ago

They may be using something like Sift for security checking and something of yours was flagged. Source: over 1 year ago

But sorry to break it to you, this has been done at a really large scale already although most consumers are not aware. One big player here is https://sift.com/ Almost every major retailer uses their service exactly for the reasons you mention. Source: almost 3 years ago

Reddit, for one. A pretty big list on their homepage. Source: almost 3 years ago