Software Alternatives, Accelerators & Startups

Stripe Connect VS Authorize.net

Compare Stripe Connect VS Authorize.net and see what are their differences

Stripe Connect logo Stripe Connect

The payments platform for platforms

Authorize.net logo Authorize.net

Payment gateway enables internet merchants to accept online payments via credit card and e-check.
  • Stripe Connect Landing page
    Landing page //
    2023-07-10
  • Authorize.net Landing page
    Landing page //
    2022-10-26

Stripe Connect features and specs

  • Ease of Integration
    Stripe Connect simplifies the integration process with well-documented APIs and SDKs, making it easier for developers to implement payment solutions.
  • Global Reach
    Stripe Connect supports a wide range of currencies and payment methods, enabling businesses to operate internationally and meet the needs of global customers.
  • Customizable Payouts
    Stripe Connect allows for flexible account and fund management, including features like instant payouts and control over payment schedules.
  • Scalable Solution
    Stripe Connect is designed to handle businesses of all sizes, from startups to large enterprises, offering scalability as businesses grow.
  • Comprehensive Reporting Tools
    The platform includes detailed analytics and reporting tools for tracking transactions, simplifying the financial management process.

Possible disadvantages of Stripe Connect

  • Complex Pricing Structure
    Stripe Connect's pricing can be complex, with various fees for different transaction types and countries, potentially leading to unexpected costs for businesses.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be lacking in responsiveness, which might create challenges when resolving issues quickly.
  • Geographical Restrictions
    While Stripe Connect operates in many countries, there are still geographical restrictions that might limit access for businesses in certain regions.
  • Technical Complexity for Advanced Features
    Implementing advanced features, particularly for customization, may require a high level of technical expertise, impacting ease of use for less technical users.
  • Compliance and Regulation Overhead
    Businesses need to navigate complex legal and regulatory requirements when using Stripe Connect, which might require additional resources and management.

Authorize.net features and specs

  • Wide Acceptance and Trust
    Authorize.net is one of the most established payment gateways on the market, leading to high trust and wide acceptance among merchants and customers alike.
  • Comprehensive Support
    They offer 24/7 customer support through phone, chat, and email, ensuring that your business can receive assistance at any time.
  • Versatility
    The platform supports a wide range of payment methods, including credit cards, eChecks, and digital payments like Apple Pay and PayPal.
  • Security
    Authorize.net provides advanced fraud detection and security features, such as AVS (Address Verification Service), CVV2, and IP filtering.
  • Developer Tools
    They offer robust APIs and an extensive range of developer tools to facilitate custom integrations and application development.
  • Recurring Billing
    Authorize.net supports recurring billing, making it easier for businesses offering subscription services to manage payments.

Possible disadvantages of Authorize.net

  • Cost
    Authorize.net charges a monthly gateway fee, per-transaction fee, and a daily batch fee, which can add up, especially for smaller businesses.
  • Complex Setup
    Setting up Authorize.net can be complicated for non-technical users, requiring some level of technical expertise to configure properly.
  • Limited International Support
    Authorize.net's international support is limited, making it less ideal for businesses looking to operate in multiple countries.
  • Account Approval Process
    The approval process for setting up an Authorize.net account can be lengthy and requires thorough documentation, which could be a drawback for businesses needing a quick setup.
  • Interface Usability
    Some users find the user interface to be outdated and less intuitive compared to newer payment gateways.

Stripe Connect videos

create a marketplace with stripe connect

Authorize.net videos

PayPal VS Stripe VS Authorize.net?

More videos:

  • Review - Authorize.Net: The Good, The Bad and The Ugly
  • Review - Authorize.net Review Video

Category Popularity

0-100% (relative to Stripe Connect and Authorize.net)
Payment Platform
45 45%
55% 55
Online Payments
32 32%
68% 68
Recurring Billing
50 50%
50% 50
Payments
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Stripe Connect and Authorize.net

Stripe Connect Reviews

Top 6 Open Banking API Providers to Consider in 2025 [Updated]
Stripe Connect is primarily known for its payment processing capabilities but offers basic Open Banking API features. While its primary strength is in multi-party transactions, Stripe Connect’s global reach makes it a viable option for businesses seeking a wide range of payment options.

Authorize.net Reviews

We have no reviews of Authorize.net yet.
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Social recommendations and mentions

Based on our record, Authorize.net should be more popular than Stripe Connect. It has been mentiond 100 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Stripe Connect mentions (29)

  • Does this violate Stripe's ToS?
    Thanks for the feedback! I do apologize for the lack of information in my original post. Here's some additional color that hopefully clarifies my use case a bit more: Stripe offers a service called Stripe Connect (https://stripe.com/connect) which enables platforms to have intermediary sellers / merchants which collect money from end customers. Ultimately, this can lead to a scenario where an end customer pays a... - Source: Hacker News / almost 2 years ago
  • Accept PayPal as a payment method with Stripe in the EU, UK and Switzerland
    We recently made PayPal available as a payment method in the EU, UK, and Switzerland, so you can now offer an additional way for your customers to submit payments using their PayPal account. If you have a Connect account, first reach out to the support team to see if you’re eligible. If you’re a direct merchant, meaning you accept payments directly from consumers, let’s go through the steps to enable it. - Source: dev.to / about 2 years ago
  • Is there a way to pay out to clients through Stripe?
    You can do it with Stripe Connect https://stripe.com/connect. Source: almost 2 years ago
  • Stripe as payment gateway for a website like Amazon.
    Maybe Stripe Connect would be the best option for the services you are offering: https://stripe.com/connect. If you have any specific questions to your platform, our Sales Team will be happy to help you here: https://stripe.com/contact/sales. Source: almost 2 years ago
  • Creating a Direct Deposit Stripe system like Tasker by TaskRabbit
    Previously, our apps have required Sellers/Merchants/Taskers to follow the Stripe Connect flow which is quite extensive. Source: about 2 years ago
View more

Authorize.net mentions (100)

  • Authorize.net Plugin Magento2
    I think magento use to come standard with a plugin for authorize.net, but either way I need the official plugin (if one is still maintained) to connect magento2 to authorize.net for payments. Source: over 1 year ago
  • Html, JSON, and Filemaker
    I have a form which can accept payments. The form is hosted by jotform which puts the payment information (collected by an authorize.net widget) into JSON and sends it into my database. Source: almost 2 years ago
  • Tired of Stripe and willing to do ACH
    Your local bank likely offers them and they can eb tied to authorize.net, or NMI perhaps. They should be able to help you through that entire process depending on how the accounts get onboarded. Askl your local coffee shop and etc where they get the credit card processing from. Source: almost 2 years ago
  • What are the recommended online payment gateway integrations?
    Authorize.net as a gateway for example charges about $15/month by it self before any merchant account is linked. Paytrace is a little cheaper and does not have some extra fees authorize.net has. Source: almost 2 years ago
  • authorize.net API response code brainstorm
    Does anyone have any experience with authorize.net API return codes? Source: almost 2 years ago
View more

What are some alternatives?

When comparing Stripe Connect and Authorize.net, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Sage Intacct - Intacct is a cloud-based accounting and financial management system that is designed for the businesses of all levels.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Neolink.io - White-label acquiring platform to launch and scale payment businesses.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Chargebee - Chargebee lets you manage subscriptions and payments at scale, handle custom recurring billing scenarios, reduce subscription churn and simplify accounting.