Toast uses SSL. So does Stripe (https://stripe.com/) and so does Square (https://squareup.com/us/en/payments). Everybody, without fail now uses HTTPS (SSL), they really do. That ship sailed. If you use the Chrome web browser, anything not serving up puppy pictures over HTTPS says "Not Secure" for the last HALF DECADE. If you google "PCI compliance" it's literally THE LAW that it is required for handling... Source: about 1 year ago

Have you tried Square? https://squareup.com/us/en/payments. Source: over 1 year ago

Well, that is precisely the competition that Apple is trying to eliminate. If you look at Square, the company alluded to in the article, they are probably the largest PoS hardware and software provider in that space. Apple is trying to eliminate the need for a separate device by developing software that leverages on existing available hardware that they sell. It’s a pretty good idea. But, as I’ve said, the use... Source: over 2 years ago

I haven't sold any of my software I made as side projects. But that's mainly because I was doing it for fun and wasn't planning to make money from it. But if I did, perhaps I might add a "registration code" scheme like shareware software would often do, and if someone decides to pay for it, they'd get a registration code which would unlock more features in the software (which would probably require a... Source: over 2 years ago

Sounds like Open Banking which is government driven & regulated, depending on where you are. There are a couple of startups that act as an abstraction layer to try to make the experience "frictionless", like TrueLayer. Source: over 1 year ago

You won't avoid interfacing with an API. Even if you don't want to use Stripe/PayPal, you'll need to wrestle with a banks own API or some kind of broker. TrueLayer is a popular way in Europe to access banks that support the Open Banking API. It is through a banking API that you will get confirmation that a payment has been made, so there should be no chance of sending items "for free". Unless you're posting... Source: over 1 year ago

I had a subscription with TrueLayer. The API service was smooth and their team updated me from time to time. They even helped me with regulation by giving us an agency under their FCA license. Eventually I transferred to Nordigen due to a friend’s recommendation. It was also free so why not. It was easy to integrate their program to my business model. One particular program I am happily using that involves open... Source: over 2 years ago

• The technology that helped us connect you with your banks is powered by TrueLayer Ltd, which is regulated by the UK Financial Conduct Authority (FCA) and their registration number is 901096. We are also registered with the FCA (928953), as an agent of TrueLayer. You will see their interface when you choose your banks as well as a statement in our app stating this relationship. More info about TrueLayer if you... - Source: Hacker News / almost 3 years ago