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I work for a SAAS recurring billing platform, chargeover.com from my experience you do not need to send them an invoice. If they agree to terms when they signup you could just run a payment against their card on file and send them a payment receipt. It's a pretty slick deal, and there are loads of other options you could enable as well. But to your question it's more common than you think not to send invoices... Source: about 3 years ago
Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.
fusebill - Fusebill is the leading recurring billing and subscription management software for businesses. Try Fusebill for subscription billing made easy!
Penny - Penny is a personal finance app that takes the pain out of keeping track of your finances.
BillGrid.com - BillGrid is an easy to use online invoicing, billing and expense management system that will save you time with tracking clients projects, expenses, invoices and payments.
YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!
Chargebee - Chargebee lets you manage subscriptions and payments at scale, handle custom recurring billing scenarios, reduce subscription churn and simplify accounting.