Software Alternatives & Reviews

Qube Money VS Ledger-cli.org

Compare Qube Money VS Ledger-cli.org and see what are their differences

Qube Money logo Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.

Ledger-cli.org logo Ledger-cli.org

Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line.
  • Qube Money Landing page
    Landing page //
    2023-09-08

Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.

Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.

The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. 

A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.

The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. 

Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.

  • Ledger-cli.org Landing page
    Landing page //
    2023-04-18

Qube Money

$ Details
freemium $8.0 / Monthly (Premium User)
Platforms
iOS Android
Release Date
2021 January

Ledger-cli.org

Pricing URL
-
$ Details
Platforms
-
Release Date
-

Qube Money videos

Digital Cash Envelope Budgeting System

More videos:

  • Review - Qube Money Review
  • Review - Qube Money Preview: A Digital Cash Envelopes Solution?
  • Review - Budgeting Apps: Qube Money Review [Digital Envelope System] 💵
  • Review - Honest Review - Qube Money - Jerad

Ledger-cli.org videos

Ledger Nano X Review After One Year (IS IT STILL WORTH IT?)

More videos:

  • Review - Ledger Nano X Review (in 2 minutes)
  • Review - Ledger Nano X vs S | Which Should You Buy? Should You Upgrade?

Category Popularity

0-100% (relative to Qube Money and Ledger-cli.org)
Personal Finance
43 43%
57% 57
Financial Planner
49 49%
51% 51
Accounting
30 30%
70% 70
Finance
38 38%
62% 62

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Qube Money and Ledger-cli.org

Qube Money Reviews

  1. Life changing app

    Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Easy to use|Customer support|Great ui|Quality|Excellent features|Accurate

The Best Personal Finance Budget Software with Apps (In 2020)
Cons: The fact that you are unable to use your Qube Money debit card if you do not have your phone available could be problematic. Qube Money recommends taking a separate pay card to alleviate this concern.
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
Another budgeting app that uses the envelope system model is Qube Money (formerly known as Proactive Budget). Qube simplifies budgeting by splitting your money into several digital accounts, giving every dollar a job.

Ledger-cli.org Reviews

Best Bitcoin Wallets
The Ledger Nano X and Ledger Nano S are hardware wallets that keep your bitcoins safe in an offline device. About the size of a USB flash drive, Ledger devices connect to your phone or computer to store and access your digital holdings. The device is surrounded by a stainless steel cover, which makes it very durable.

Social recommendations and mentions

Based on our record, Ledger-cli.org should be more popular than Qube Money. It has been mentiond 19 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Qube Money mentions (11)

  • MX and Chase not updating?
    I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 5 months ago
  • Why Verizon, AT&T and T-Mobile Want to Access Your Bank Account
    It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 8 months ago
  • Introducing the Qube Rewards Blockchain Community
    This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
  • I'm finally switching to a cash based budget!
    Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
  • Qube Money
    Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
View more

Ledger-cli.org mentions (19)

  • Double-Entry Bookkeeping as a Directed Graph
    I use ledger: https://ledger-cli.org/ I believe this same plain text format is used by other tools, which you can find info about here: https://plaintextaccounting.org/ (In particular a lot of people seem to use hledger and beancount) The ledger is written using a text editor. The purpose of the software is to add everything up, calculate the balances and make sure everything balances. I keep all of my 12 years of... - Source: Hacker News / 18 days ago
  • Double-Entry Bookkeeping as a Directed Graph
    I'm surprised that there is no mentions of a great hacker-friendly plain-text accounting software called `ledger` https://ledger-cli.org/ in this thread. It has amazing documentation when it comes to understanding basic principles of double-entry bookkeeping and goes through many typical situations and usecases. There are also several forks, most popular and advanced is `hledger` https://hledger.org/ (h is for... - Source: Hacker News / 18 days ago
  • GnuCash Tutorial and Concepts Guide
    If it helps anyone, I wrote a blog post[0] (based on this comment[1]) explaining how double-entry accounting works. I have recently been thinking about building my own program that implements double-entry accounting in a more approachable form for individuals. I’m not sure if pure accounting concepts are ideal for the average person for keeping track of their budget like how they are essential for businesses. My... - Source: Hacker News / 6 months ago
  • Accounting for Computer Scientists – Martin Kleppmann's Blog
    I learnt all of this by using ledger[0] and, of course, reading its manual. I've been maintaining my own accounts for more than a decade now. It's fun being able to plot my overall wealth and expenses over time. [0] https://ledger-cli.org/. - Source: Hacker News / 6 months ago
  • Accounting for Computer Scientists – Martin Kleppmann's Blog
    Shameless plug: some time ago I wrote a booklet [0] about principles of accounting with examples in Ledger [1], aimed at personal/home finance (as opposed to corporate finance). [0] https://leanpub.com/personal-accounting-in-ledger [1] https://ledger-cli.org/. - Source: Hacker News / 6 months ago
View more

What are some alternatives?

When comparing Qube Money and Ledger-cli.org, you can also consider the following products

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Money Tracker Pro - K-Tech Systems - experts in the world of .Net

Gnuaccounting - Gnuaccounting is a Free Java cross-platform accounting and bookkeeping application. Features