Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.
Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.
The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment.
A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.
The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together.
Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.
Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.
Based on our record, Ledger-cli.org should be more popular than Qube Money. It has been mentiond 19 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 5 months ago
It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 8 months ago
This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
I use ledger: https://ledger-cli.org/ I believe this same plain text format is used by other tools, which you can find info about here: https://plaintextaccounting.org/ (In particular a lot of people seem to use hledger and beancount) The ledger is written using a text editor. The purpose of the software is to add everything up, calculate the balances and make sure everything balances. I keep all of my 12 years of... - Source: Hacker News / 18 days ago
I'm surprised that there is no mentions of a great hacker-friendly plain-text accounting software called `ledger` https://ledger-cli.org/ in this thread. It has amazing documentation when it comes to understanding basic principles of double-entry bookkeeping and goes through many typical situations and usecases. There are also several forks, most popular and advanced is `hledger` https://hledger.org/ (h is for... - Source: Hacker News / 18 days ago
If it helps anyone, I wrote a blog post[0] (based on this comment[1]) explaining how double-entry accounting works. I have recently been thinking about building my own program that implements double-entry accounting in a more approachable form for individuals. I’m not sure if pure accounting concepts are ideal for the average person for keeping track of their budget like how they are essential for businesses. My... - Source: Hacker News / 6 months ago
I learnt all of this by using ledger[0] and, of course, reading its manual. I've been maintaining my own accounts for more than a decade now. It's fun being able to plot my overall wealth and expenses over time. [0] https://ledger-cli.org/. - Source: Hacker News / 6 months ago
Shameless plug: some time ago I wrote a booklet [0] about principles of accounting with examples in Ledger [1], aimed at personal/home finance (as opposed to corporate finance). [0] https://leanpub.com/personal-accounting-in-ledger [1] https://ledger-cli.org/. - Source: Hacker News / 6 months ago
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