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Open Banking API Tracker VS PayPal Braintree

Compare Open Banking API Tracker VS PayPal Braintree and see what are their differences

Open Banking API Tracker logo Open Banking API Tracker

Tracking +130 open banking and PSD2 APIs

PayPal Braintree logo PayPal Braintree

An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.
  • Open Banking API Tracker Landing page
    Landing page //
    2022-07-10
  • PayPal Braintree Landing page
    Landing page //
    2018-10-10

Open Banking API Tracker features and specs

  • Comprehensive Data
    Open Banking API Tracker provides detailed coverage of open banking APIs, including a wide range of banks and their respective API details, which is useful for developers and businesses looking to integrate with bank systems.
  • Market Insights
    The site offers insights into the open banking landscape, helping stakeholders stay informed about industry trends, adoption rates, and regulatory changes.
  • Comparative Analysis
    Users can compare different banks and their API offerings, which aids in selecting the right banking partner based on specific needs and compatibility.
  • User-Friendly Interface
    The platform is designed to be accessible and easy to navigate, allowing users to quickly find and assess relevant API information.

Possible disadvantages of Open Banking API Tracker

  • Data Currency
    There can be delays in updating information, leading to potential discrepancies between the live state of APIs and what is reflected on the platform.
  • Limited Geographic Coverage
    While it covers many regions, the site may not fully cover open banking developments in all countries, which could limit its usefulness for global analysis.
  • Subscription Costs
    Accessing the full range of features and data might require a subscription, which could be a barrier for smaller businesses or independent developers.
  • Dependence on Self-Reported Data
    Information accuracy can sometimes depend on self-reporting from banks, leading to potential gaps or inconsistencies in API details.

PayPal Braintree features and specs

  • Comprehensive Payment Options
    Braintree supports a variety of payment methods, including credit/debit cards, PayPal, Apple Pay, Google Pay, and more, giving businesses the flexibility to offer multiple payment options to their customers.
  • Global Reach
    Braintree offers support for multiple currencies and countries, making it suitable for businesses that operate or plan to operate internationally.
  • Developer Friendly
    Braintree provides extensive documentation, SDKs, and APIs, making it an excellent choice for developers looking for easy integration and customization.
  • Advanced Security
    Braintree offers robust security features such as PCI compliance, data encryption, and fraud detection tools to ensure transactions are secure.
  • Transparent Pricing
    Braintree offers straightforward and transparent pricing without hidden fees, making it easier for businesses to understand their costs.
  • Recurring Billing
    Braintree supports subscription-based billing and recurring payments, making it ideal for businesses that offer subscription services.

Possible disadvantages of PayPal Braintree

  • Complex Onboarding
    Some users have reported that the onboarding process can be complicated and time-consuming, especially for smaller businesses or those with less technical expertise.
  • Fees for International Transactions
    While Braintree supports global transactions, there are additional fees for currency conversion and international payments, which can add up for businesses with a large international customer base.
  • Limited Customer Support
    Some users have experienced difficulties with the limited availability of customer support, especially when dealing with urgent issues.
  • Complex Fee Structure
    While Braintree's pricing is transparent, it can still be complex with various fees for different types of transactions, making it harder for businesses to estimate their exact costs.
  • Settlement Times
    The time it takes for funds to be settled into the business's bank account can be longer compared to some other payment processors, which might be a concern for businesses needing quicker access to their funds.

Open Banking API Tracker videos

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PayPal Braintree videos

Collect payments with the Braintree payment processor

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  • Review - Kai's Paypal vs Braintree vs Stripe tour

Category Popularity

0-100% (relative to Open Banking API Tracker and PayPal Braintree)
Online Payments
12 12%
88% 88
Recurring Billing
17 17%
83% 83
Payment Platform
0 0%
100% 100
Fintech
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Open Banking API Tracker and PayPal Braintree

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PayPal Braintree Reviews

What to Use Instead of PayPal? 10 Best PayPal Alternatives
Braintree is a PayPal service, but it is still one of the PayPal alternative payment methods worth considering. There is no monthly fee for using this payment service. Accepting payments from credit or debit cards or digital wallets costs 2.59% + $0.49 per transaction. You can also use Braintree to accept Venmo payments in the United States, but this costs 3.49% + $0.49....
Best payment gateway: Top 7 best payment gateways
Braintree, which belongs to PayPal, offers both in-store and online payment processing. It’s a simple service that accepts all the most popular payment methods, with a sleek interface.
Source: wise.com
Would you use Paddle, Chargebee, Chargify, or just Stripe?
The value that those services provide is a single solution for both PayPal and Stripe. It's tempting, but paying someone forever like that isn't ideal. I would roll Stripe to start, then implement Braintree for PayPal at a later time.
Australian Payment Gateways
Ideal for companies who want to want to expand globally (similar to Stripe mentioned above), Braintree (a subsidiary of PayPal) accepts payments in more than 130 currencies, with minimal fees. They also offer a premium mobile experience, accepting cards, PayPal and Apple Pay, and have flexible features including the ability to split payments between you and your...

What are some alternatives?

When comparing Open Banking API Tracker and PayPal Braintree, you can also consider the following products

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

TrueLayer - Simple Bank APIs to access real-time financial data

Teller API - A single API to connect your app with any bank's account

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Nordigen - Free open banking API