Software Alternatives, Accelerators & Startups

N26 VS X1 Card

Compare N26 VS X1 Card and see what are their differences

N26 logo N26

The Mobile Bank

X1 Card logo X1 Card

A metal credit card based on your income, not credit score
  • N26 Landing page
    Landing page //
    2023-07-27
  • X1 Card Landing page
    Landing page //
    2022-12-20

N26 videos

N26 Review

More videos:

  • Review - Is the N26 Bank Card a Scam
  • Review - N26 Mobile Bank in 2020 - The Best with Deposit Protection in 🇪🇺 & 🇺🇸? Review & Walkthrough
  • Review - N26 Bank review – Free digital banking (perfect for expats)
  • Review - THE BEST BANK ACCOUNT in Germany: My 1 Year Experience with N26

X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Category Popularity

0-100% (relative to N26 and X1 Card)
Online Payments
67 67%
33% 33
Fintech
45 45%
55% 55
Payment Platform
100 100%
0% 0
Money Transfer
75 75%
25% 25

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare N26 and X1 Card

N26 Reviews

8 Best Payoneer Alternatives – Which Payoneer Competitors You Can Use?
N26 customers have up to five withdrawals per month for free. After that, you pay 2€ per withdrawal. Standard N26 accounts are available free of charge. A free Maestro card and a free MasterCard debit card are included with standard accounts.
8 Best Wise Alternatives – Which Wise Competitors Should You Try?
Travelers can really benefit from using the N26 MasterCard. They won’t have any currency conversion charges or transaction fees to worry about. The real exchange rate is always used. The only time you’ll be charged a fee is if you’re withdrawing funds in currencies that are different from the ones you have in your N26 account.

X1 Card Reviews

We have no reviews of X1 Card yet.
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Social recommendations and mentions

Based on our record, X1 Card should be more popular than N26. It has been mentiond 13 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

N26 mentions (6)

  • Say you're from USA. You're in Greece. With people from around the world. So far for exchanging money, we've found Euros (cash) to be most convenient way, are there any better ways?
    Until January 18 https://n26.com/en-us was a convenient alternative. Source: over 1 year ago
  • services for receiving non euro bank transfers
    I have spoken with two local banks and the fees and waiting times for foreign exchange transfers seem extremely high. I've looked at n26 and wise has anyone used these services for receiving USD or other forex transfers? Source: about 2 years ago
  • Do I need a "real" Spanish bank account to buy & maintain a flat? (vs. Wise for example)
    It would seem N26 isn't offering accounts to US folks any longer, see https://n26.com/en-us for more info :(. Source: over 2 years ago
  • ONE + Even news this morning 🚀
    They completely pulled out of the US. Unlike Simple they didn’t transition folks accounts, they just set a date and closed. https://n26.com/en-us. Source: over 2 years ago
  • Is it a good idea to open an account in n26?
    Here I will like the website for you: Https://n26.com/en-us. Source: almost 3 years ago
View more

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 5 months ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 1 year ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago
View more

What are some alternatives?

When comparing N26 and X1 Card, you can also consider the following products

Revolut - The easiest, fastest way to save for your financial goals.

PST.NET - Virtual payment cards for online shopping and advertising

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

Monzo - The bank of the future

e.pn - Virtual cards for any advertising accounts and personal purchases