Monzo VS PaymentSpring

Not entirely relevant to your question but monzo have US accounts, https://monzo.com/us/. Source: 10 months ago

In case you missed it, our Monzo US website also got a makeover! We still have big plans to make it easier to find resources you need to make managing your money easy. Be sure to watch this space. 👀. Source: 12 months ago

If you can't log in the help email is at the bottom of the US homepage https://monzo.com/us/. Source: about 1 year ago

I did some digging and found out that the most popular neobank, Monzo, in the UK came to the US and it seems incredibly promising! As a larger and more established Neobank, they are much less likely to sell out to big corporations (RIP Simple and One). They seem to have a lot of similar ideas One had and are even working on adding more, all based on live input from their users. The website is ... Source: over 1 year ago

So basically check out https://dasbudget.com/features and https://monzo.com/us/. Combine all those features and consider that Monzo has a public API that allows DAS Budget to get instant transaction updates from it. Source: over 1 year ago

Their name was similar to a legit processing company (paymentspring.com) , and I tried to contact the legit company, thinking maybe I could leverage their legal team. I made a few attempts, emails, phone calls, it didn't seem like it stuck. People weren't sure where to direct my request. That company has recently changed the name of their processing service, so that tactic is probably out the window now. I can't... Source: over 1 year ago