Software Alternatives, Accelerators & Startups

Melio VS Earnin

Compare Melio VS Earnin and see what are their differences

Melio logo Melio

A digital bill payment solution for small businesses. Pay and get paid for invoices quickly, simply, and without any of the usual costs. Increase cash-flow and reduce hassles by scheduling payments with bank transfers, debit cards, or credit cards.

Earnin logo Earnin

Earnin is a superb tool developed and published by Activehours Inc.
  • Melio Landing page
    Landing page //
    2023-03-10

Melio allows small businesses to take control of their cash flow with flexible business payments. A free and easy-to-use B2B payment solution, Melio has no setup or monthly fees. It helps small businesses in the US pay any business expense by ACH bank transfer or credit card - even where cards aren’t accepted. And vendors still get paid their way - by check or bank transfer.

Why Melio: Pay any invoice with a bank transfer for FREE, or use your credit card to defer payment (2.9% fee). Vendors receive a check or bank deposit. Pay with a credit card and hold onto cash for up to 45 extra days. Collect points and rewards along the way. The platform is user friendly, reduces costs. saves you time, and enables SMBs to focus their business rather than logistics. It has a seamless sync with QuickBooks and Xero, which eliminates a dual entry of vendor/bill information.

Currently, Melio is available to small businesses in the US only, though it enables international payments.

  • Earnin Landing page
    Landing page //
    2023-08-27

Earnin

Website
earnin.com
Pricing URL
-
Release Date
2012 January
Startup details
Country
United States
State
California
City
Palo Alto
Founder(s)
Ram Palaniappan
Employees
100 - 249

Melio videos

Pay Your Vendors Like A Tech Smart Boss With Melio (Onboarding and Review)

More videos:

  • Demo - Melio Demo with David Leary

Earnin videos

Earnin App Review 2020 - How It Works

More videos:

  • Review - The TRUTH about the Earnin App
  • Review - WATCH THIS BEFORE DOWNLOADING THE EARNIN APP | Earnin App Review

Category Popularity

0-100% (relative to Melio and Earnin)
Online Payments
100 100%
0% 0
Finance
0 0%
100% 100
Accounts Payable
100 100%
0% 0
Food Delivery
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Melio and Earnin

Melio Reviews

4 Best Bill.com Competitors And Alternatives (2022)
This is no reason to be discouraged. There are Bill.com competitors out there, Melio ranking at the top, that are tailor made for small businesses like yours. Melio has a simple, yet fitting tool set, at an incredibly affordable rate for any small business. That’s why I would recommend Melio over Bill.com for any small business in the US.
Source: smbillion.com

Earnin Reviews

Top 20 Best Plaid Alternatives in 2022
Activehours Inc. developed and published Earnin, a fantastic product. It’s a financial app that allows you to get paid as soon as you leave work rather than waiting until payday. Earnin is a free mobile application that can be used on Android and iOS devices and can be accessed from anywhere in the world. It is amongst the Best Plaid Alternatives.

Social recommendations and mentions

Based on our record, Melio seems to be more popular. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Melio mentions (4)

  • How open are you with your account and routing numbers?
    I Use Melio Payments (https://meliopayments.com/) - You can set up a free account and you can have them send you money or you can send out money via ACH (which is free) or use a debit or credit card account (Fee associated). I use it to pay my sub contractors weekly. You can only see the last 4 digits of the banking info once you have sent or received it. Ive been using them for almost 2 years and no complains. Source: about 1 year ago
  • Amex Business Plat To Pay Invoices
    You can look into https://meliopayments.com/ . They're basically Plastiq for businesses and support Amex, but they're gonna have a fee. So unless you're trying to hit a SUB, it's not gonna be worth it. Source: over 1 year ago
  • I said what I said
    Looking around for 2 seconds I found this.. https://meliopayments.com. Source: over 1 year ago
  • Invoicing app that is not too fancy.
    Oh Sorry. I didn't realize. I had a vendor just switch to Melio. They're similar in that you can choose a wire or a card etc. Maybe that'll work? meliopayments.com. Source: over 2 years ago

Earnin mentions (0)

We have not tracked any mentions of Earnin yet. Tracking of Earnin recommendations started around Mar 2021.

What are some alternatives?

When comparing Melio and Earnin, you can also consider the following products

Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.

MoneyLion - Moneylion is an advanced kind of fintech lender that changing the way people borrow and spend money.

Metaprise - Pay & Get Paid The Way You Want.

Brigit - Brigit is a fast, smart, and easy financial app that monitors your account in the background and sends you cash every time your balance run lows.

Payolee - Automate your business with recurring billing software. Increase customer retention with Payolee, and grow your subscription business.

Varo - Varo is an all-in-one mobile banking solution that helps you to manage your financial needs.