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MeetEarnest VS Credible

Compare MeetEarnest VS Credible and see what are their differences

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MeetEarnest logo MeetEarnest

Loans For Living Life

Credible logo Credible

Credible is a Partner for Behavioral Health Agencies providing a Secure, Proven, and Easy To Use 100% Web-Based Fully Intergrated EHR Software Solution.
  • MeetEarnest Landing page
    Landing page //
    2019-08-26
  • Credible Landing page
    Landing page //
    2023-10-17

MeetEarnest features and specs

  • Flexible Repayment
    Earnest offers flexible repayment options, allowing borrowers to select their own monthly payment and loan term based on their budget and financial goals.
  • No Fees
    Earnest does not charge any fees for loan origination, late payments, or prepayment, making it more cost-effective for borrowers.
  • Customizable Loans
    Borrowers can personalize their loans by adjusting the payment amount, term length, and payment date, providing greater control and adaptability.
  • Competitive Interest Rates
    Earnest provides competitive interest rates, which can potentially be lower than those offered by traditional lenders, helping reduce overall loan costs.
  • Transparency
    Earnest is known for its transparency in terms and conditions, helping borrowers understand the implications of their financial decisions clearly.

Possible disadvantages of MeetEarnest

  • Eligibility Criteria
    Earnest's eligibility criteria can be rigorous, requiring a strong credit history and solid financial standing, which might limit accessibility for some borrowers.
  • Limited Deferment Options
    The options for loan deferment in times of financial hardship are limited compared to some other lenders, which may not suit borrowers in uncertain financial situations.
  • No Co-signer Option
    Earnest does not allow co-signers on its loans, which can be a disadvantage for borrowers who might otherwise benefit from a co-signer's stronger credit profile.
  • Not Available in All States
    Friends does not offer student loan refinancing in all U.S. states, which restricts access for some potential borrowers.
  • Online-Only Services
    As an online-only lender, Earnest may not provide the in-person customer support that some borrowers prefer.

Credible features and specs

No features have been listed yet.

MeetEarnest videos

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Earnest Student Loans - MeetEarnest.com?

Credible videos

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Category Popularity

0-100% (relative to MeetEarnest and Credible)

MeetEarnest

Credible

Fintech
67 67%
Fintech
33% 33
Personal Finance
66 66%
Personal Finance
34% 34
Finance
100 100%
Finance
0% 0
Money Management
47 47%
Money Management
53% 53

User comments

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Social recommendations and mentions

Based on our record, MeetEarnest seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

MeetEarnest mentions (2)

  • How do you deal with student loan and credit card loan?
    If your student loan is a private loan, then you seriously need to refinance the next time you have 30 minutes of free time. Look through earnest.com, credible.com, and sofi.com. If you find a cheaper rate at credible, don't sign up there but visit the actual company's website as credible is an aggregator of sorts and you should get a slightly lower rate going through the actual site. You might want to look at... Source: about 3 years ago
  • EY student loan debt refinance?
    Sofi.com/ey, .375% rate discount when you refinance. Although tbh Earnest has given me the best refinance rate I could find. Source: over 3 years ago

Credible mentions (0)

We have not tracked any mentions of Credible yet. Tracking of Credible recommendations started around Mar 2021.

What are some alternatives?

When comparing MeetEarnest and Credible, you can also consider the following products

WeFinance - Crowdfunded student loans

Student Loan Hero - The smartest way to pay off student loans

Student Loan Calculator - The leader in student loan refinancing and debt consolidation. See how much you can save by consolidating your student loans into one manageable loan.

Karrot - Personal Loans and Online Loans in Minutes

Incredible - All your personal debt managed, in one app

SoFi - Easy Investing For Smart People. Modern investment management.

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