Software Alternatives, Accelerators & Startups

Mastercard True Name® VS X1 Card

Compare Mastercard True Name® VS X1 Card and see what are their differences

Mastercard True Name® logo Mastercard True Name®

Being your true self is Priceless®

X1 Card logo X1 Card

A metal credit card based on your income, not credit score
  • Mastercard True Name® Landing page
    Landing page //
    2023-04-01
  • X1 Card Landing page
    Landing page //
    2022-12-20

Mastercard True Name® features and specs

No features have been listed yet.

X1 Card features and specs

  • No Annual Fee
    The X1 Card does not charge an annual fee, making it an attractive option for users who want to avoid yearly charges.
  • High Credit Limits
    X1 Card offers higher credit limits compared to traditional credit cards, which can be beneficial for those looking to manage larger purchases or lower their credit utilization ratio.
  • Innovative Reward System
    The card provides a rewards program based on spending, including the potential for earning up to 4x points depending on how much you spend annually.
  • Enhanced Security Features
    X1 Card includes unique security features, such as virtual card numbers and the ability to cancel subscription payments with a single click, providing more control over transactions.
  • No Foreign Transaction Fees
    The card does not impose foreign transaction fees, making it an ideal choice for international travelers.

Possible disadvantages of X1 Card

  • Limited Issuer Acceptance
    As a relatively new card issued by a lesser-known fintech company, the X1 Card might be less widely accepted compared to cards from major credit card issuers.
  • Requires Link to Bank Account
    To apply for the X1 Card, users must connect their bank accounts, which might be a privacy concern for some potential users.
  • Focus on Digital Access
    Primarily designed for digital and app-based management, which may not appeal to users who prefer in-person customer service or comprehensive banking facilities.
  • Interest Rates Unknown
    Specific details about the interest rates and fees associated with balance transfers or cash advances may not be immediately available, affecting transparency.

Mastercard True Name® videos

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X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Category Popularity

0-100% (relative to Mastercard True Name® and X1 Card)
Fintech
19 19%
81% 81
Mobile Apps
100 100%
0% 0
Online Payments
14 14%
86% 86
Payments
0 0%
100% 100

User comments

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Social recommendations and mentions

Based on our record, X1 Card seems to be more popular. It has been mentiond 13 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Mastercard True Name® mentions (0)

We have not tracked any mentions of Mastercard True Name® yet. Tracking of Mastercard True Name® recommendations started around Jun 2021.

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / over 1 year ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 2 years ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 2 years ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 2 years ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 2 years ago
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What are some alternatives?

When comparing Mastercard True Name® and X1 Card, you can also consider the following products

Sable - Free bank account and credit card for internationals

PST.NET - Virtual payment cards for online shopping and advertising

Petal - A simple, no-fee credit card

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

KEEBO - The credit card designed to build your credit score

e.pn - Virtual cards for any advertising accounts and personal purchases