ISA List VS MeetEarnest

ISA List

An index of companies offering Income Share Agreements

MeetEarnest

Loans For Living Life

Landing page //
2019-10-24

Landing page //
2019-08-26

ISA List

Website: incomeshareagreements.app

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ISA List features and specs

No features have been listed yet.

MeetEarnest features and specs

Flexible Repayment
Earnest offers flexible repayment options, allowing borrowers to select their own monthly payment and loan term based on their budget and financial goals.
No Fees
Earnest does not charge any fees for loan origination, late payments, or prepayment, making it more cost-effective for borrowers.
Customizable Loans
Borrowers can personalize their loans by adjusting the payment amount, term length, and payment date, providing greater control and adaptability.
Competitive Interest Rates
Earnest provides competitive interest rates, which can potentially be lower than those offered by traditional lenders, helping reduce overall loan costs.
Transparency
Earnest is known for its transparency in terms and conditions, helping borrowers understand the implications of their financial decisions clearly.

Possible disadvantages of MeetEarnest

Eligibility Criteria
Earnest's eligibility criteria can be rigorous, requiring a strong credit history and solid financial standing, which might limit accessibility for some borrowers.
Limited Deferment Options
The options for loan deferment in times of financial hardship are limited compared to some other lenders, which may not suit borrowers in uncertain financial situations.
No Co-signer Option
Earnest does not allow co-signers on its loans, which can be a disadvantage for borrowers who might otherwise benefit from a co-signer's stronger credit profile.
Not Available in All States
Friends does not offer student loan refinancing in all U.S. states, which restricts access for some potential borrowers.
Online-Only Services
As an online-only lender, Earnest may not provide the in-person customer support that some borrowers prefer.

ISA List videos

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MeetEarnest videos

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Earnest Student Loans - MeetEarnest.com?

Category Popularity

0-100% (relative to ISA List and MeetEarnest)

MeetEarnest

Fintech

30 30%

Fintech

70% 70

Tech

100 100%

Tech

0% 0

Personal Finance

16 16%

Personal Finance

84% 84

Freelance

100 100%

Freelance

0% 0

User comments

Share your experience with using ISA List and MeetEarnest. For example, how are they different and which one is better?

Social recommendations and mentions

Based on our record, MeetEarnest seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

ISA List mentions (0)

We have not tracked any mentions of ISA List yet. Tracking of ISA List recommendations started around Mar 2021.

MeetEarnest mentions (2)

How do you deal with student loan and credit card loan?
If your student loan is a private loan, then you seriously need to refinance the next time you have 30 minutes of free time. Look through earnest.com, credible.com, and sofi.com. If you find a cheaper rate at credible, don't sign up there but visit the actual company's website as credible is an aggregator of sorts and you should get a slightly lower rate going through the actual site. You might want to look at... Source: about 3 years ago
EY student loan debt refinance?
Sofi.com/ey, .375% rate discount when you refinance. Although tbh Earnest has given me the best refinance rate I could find. Source: over 3 years ago