Software Alternatives, Accelerators & Startups

Google Payment API VS Stripe

Compare Google Payment API VS Stripe and see what are their differences

Google Payment API logo Google Payment API

Enable an easy-to-use checkout experience for customers

Stripe logo Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.
  • Google Payment API Landing page
    Landing page //
    2022-08-06
  • Stripe Landing page
    Landing page //
    2024-04-30

Google Payment API features and specs

  • Wide User Base
    The Google Payment API allows businesses to access a large user base, as it integrates with Google Pay, which is widely used and trusted globally.
  • Security
    The API benefits from Google's advanced security features, such as encryption and fraud detection, offering a secure payment solution for businesses.
  • Ease of Integration
    The API is designed for easy integration into websites and apps, allowing for a streamlined and user-friendly checkout experience.
  • Seamless User Experience
    With Google Payment API, customers can complete transactions with just a few clicks, minimizing friction and cart abandonment rates.
  • Support for Multiple Payment Methods
    The API supports various payment methods, including credit and debit cards, and PayPal, catering to diverse customer preferences.

Possible disadvantages of Google Payment API

  • Dependency on Google Services
    Businesses become reliant on Google's services, which could pose a risk if any issues arise with Google's infrastructure or policies.
  • Limited Customization
    The API might offer limited customization options for the payment interface, potentially restricting brand-specific design and user flow preferences.
  • Geographical Limitations
    Google Pay services and features may not be available in all regions, potentially limiting the user base for businesses operating globally.
  • Data Privacy Concerns
    Some users and businesses may have concerns about sharing payment data with Google, given its extensive data collection practices.
  • Fee Structure
    Using the Google Payment API may involve transaction fees, which could impact small businesses with tight budgets.

Stripe features and specs

  • Comprehensive API
    Stripe offers a robust and well-documented API that allows businesses to customize their payment processing to suit their specific needs.
  • Global Reach
    Stripe supports payment processing in multiple countries and currencies, making it ideal for businesses with international clientele.
  • Advanced Security
    Stripe provides advanced security features, such as PCI DSS compliance and fraud prevention tools, ensuring that both businesses and customers are protected.
  • Scalability
    Stripe is suitable for businesses of all sizes, from startups to large enterprises, offering solutions that scale with the business's growth.
  • Rich Feature Set
    In addition to payment processing, Stripe offers a wide range of features including subscription billing, invoicing, and marketplace payments.
  • Integration with Popular Platforms
    Stripe easily integrates with popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying the setup process.

Possible disadvantages of Stripe

  • Costly for High-Volume Businesses
    Stripe's transaction fees can become expensive for high-volume businesses, especially when compared to other payment processors that offer volume-based discounts.
  • Complex Setup
    For businesses without a dedicated developer or technical team, setting up Stripe’s API and customizing it can be complex and time-consuming.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be slow to respond and may not always provide satisfactory solutions to issues.
  • Account Stability
    There have been instances where Stripe has abruptly terminated accounts or held funds, causing disruptions to businesses.
  • Subject to Chargebacks
    Like other payment processors, Stripe is not immune to chargebacks, which can be a significant issue for certain types of businesses.

Google Payment API videos

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Stripe videos

PayPal VS Stripe 2020: Which Online Payment Processor Is Best For Your Business?

More videos:

  • Review - Stripe Review Video
  • Review - BEWARE: CLOSE YOUR STRIPE ACCOUNT!!! *BEFORE THEY DO*

Category Popularity

0-100% (relative to Google Payment API and Stripe)
Online Payments
2 2%
98% 98
Recurring Billing
3 3%
97% 97
eCommerce Tools
100 100%
0% 0
Payment Platform
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Google Payment API and Stripe

Google Payment API Reviews

We have no reviews of Google Payment API yet.
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Stripe Reviews

Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Stripe is one of the world’s largest payment processing platforms, trusted by their customers for many years. In addition to gateway features, for a fee, Stripe offers billing and subscription management tools for its users. Its intuitive interface and extensive documentation make it a favorite among developers and companies of different sizes.
Source: rainex.io
Top 5 Payoneer Alternatives for Seamless Online Transactions
Key Features: A powerful payment processing platform focused on online businesses, offering features like subscriptions and fraud prevention. Stripe boasts a unified suite of tools and APIs that simplify the entire online payment process for businesses.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Conveniently, Stripe automatically deposits your funds into your bank account. Another convenient feature of Stripe is that the checkout process takes place on your website. That reduces customer friction compared to platforms like PayPal, which sends customers to external sites. The platform is also highly customisable.
The 6 best online payment processing services in 2024
Part of the HubSpot Commerce Hub feature set, Payments adds payment processing on top of a mountain of possibilities. It's seamlessly connected to all other parts of this sales software, so you can manage your business relationships, marketing, website, content, and operations from the same place. The actual payment infrastructure belongs to Stripe, with HubSpot charging...
Source: zapier.com
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Stripe is a payment processor. Its software and APIs enable businesses to accept payments, send payouts, and manage their businesses online. Stripe offers its customers a full-stack payment process – it serves as both a third-party payment processor and a payment gateway.
Source: rainex.io

Social recommendations and mentions

Based on our record, Stripe seems to be more popular. It has been mentiond 271 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Google Payment API mentions (0)

We have not tracked any mentions of Google Payment API yet. Tracking of Google Payment API recommendations started around Mar 2021.

Stripe mentions (271)

  • API Pricing Strategies: Segmentation and Personalized Models
    The most successful API businesses understand that pricing isn't a set-it-and-forget-it decision—it's an ongoing process of refinement. Companies like Stripe and Twilio have demonstrated that aligning pricing with value delivery and usage patterns leads to stronger customer relationships and improved revenue. - Source: dev.to / 22 days ago
  • Is GitHub Sponsors Safe? A Comprehensive Guide to Secure Open Source Funding
    Open source projects have revolutionized software development and collaboration. However, sustaining these projects financially has always presented challenges. GitHub Sponsors, launched by GitHub, creates a much-needed pathway for developers and maintainers to receive financial support from the community. This guide discusses whether GitHub Sponsors is safe by delving deep into its security protocols, payment... - Source: dev.to / 27 days ago
  • Navigating the GitHub Sponsors Payout Process: A Comprehensive Guide to Supporting Open Source
    This post explores the essentials of navigating GitHub Sponsors payout processes. It discusses setting up sponsorships with GitHub Sponsors, choosing the right payout methods with platforms like Stripe and PayPal, tracking sponsor contributions, and ensuring tax compliance. In addition, we delve into historical context, core concepts and features, practical use cases, challenges, and the future outlook – including... - Source: dev.to / 27 days ago
  • Build a Production-Ready SaaS Application
    It uses Clerk for authentication, has a Stripe integration for payments, and uses Tailwind and shadcn/ui for styling and components. - Source: dev.to / about 2 months ago
  • [2025]How to Integrate Stripe Payments for your website: Step-By-Step Guide
    Sign up for a Stripe account and activate payments. - Source: dev.to / 2 months ago
View more

What are some alternatives?

When comparing Google Payment API and Stripe, you can also consider the following products

ACH payments with Stripe - Accept bank payments with a few lines of code.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Wirize - Payment checkout for freelancers

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Giftbit Payment API - Stripe for gift cards

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.