Software Alternatives, Accelerators & Startups

Google Payment API VS PayPal

Compare Google Payment API VS PayPal and see what are their differences

Google Payment API logo Google Payment API

Enable an easy-to-use checkout experience for customers

PayPal logo PayPal

PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller
  • Google Payment API Landing page
    Landing page //
    2022-08-06
  • PayPal Landing page
    Landing page //
    2023-10-20

Google Payment API features and specs

  • Wide User Base
    The Google Payment API allows businesses to access a large user base, as it integrates with Google Pay, which is widely used and trusted globally.
  • Security
    The API benefits from Google's advanced security features, such as encryption and fraud detection, offering a secure payment solution for businesses.
  • Ease of Integration
    The API is designed for easy integration into websites and apps, allowing for a streamlined and user-friendly checkout experience.
  • Seamless User Experience
    With Google Payment API, customers can complete transactions with just a few clicks, minimizing friction and cart abandonment rates.
  • Support for Multiple Payment Methods
    The API supports various payment methods, including credit and debit cards, and PayPal, catering to diverse customer preferences.

Possible disadvantages of Google Payment API

  • Dependency on Google Services
    Businesses become reliant on Google's services, which could pose a risk if any issues arise with Google's infrastructure or policies.
  • Limited Customization
    The API might offer limited customization options for the payment interface, potentially restricting brand-specific design and user flow preferences.
  • Geographical Limitations
    Google Pay services and features may not be available in all regions, potentially limiting the user base for businesses operating globally.
  • Data Privacy Concerns
    Some users and businesses may have concerns about sharing payment data with Google, given its extensive data collection practices.
  • Fee Structure
    Using the Google Payment API may involve transaction fees, which could impact small businesses with tight budgets.

PayPal features and specs

  • Widely Accepted
    PayPal is accepted by millions of merchants around the globe, making it easy to make transactions almost anywhere.
  • User-Friendly
    The platform has an intuitive and easy-to-navigate interface, simplifying the process of sending and receiving money.
  • Security Features
    PayPal offers robust security features such as encryption, fraud prevention, and two-factor authentication to protect users' financial information.
  • Buyer Protection
    PayPal offers buyer protection for eligible purchases, providing a safety net in case items are not as described or not received.
  • Global Transactions
    PayPal supports multiple currencies and allows for international transactions, which is beneficial for global business.
  • Integration with eBay
    PayPal integrates seamlessly with eBay, making it convenient for users who frequently buy and sell on the platform.

Possible disadvantages of PayPal

  • Fees
    PayPal charges fees for certain transactions, including receiving payments for goods and services, which can add up for frequent users.
  • Account Freezing
    PayPal has been known to freeze accounts if there is suspicious activity, which can be inconvenient and problematic for users.
  • Customer Service
    Some users report issues with PayPal's customer service, citing long response times and difficulty resolving disputes.
  • Exchange Rates
    PayPal's currency conversion rates are often less favorable compared to what you might get at a bank or through a dedicated currency exchange service.
  • Transaction Limits
    PayPal imposes limits on transaction amounts for unverified accounts, which can restrict the ability to send or receive large sums of money.
  • Privacy Concerns
    Some users have raised concerns about PayPal's data privacy practices and how their information is shared with third parties.

Google Payment API videos

No Google Payment API videos yet. You could help us improve this page by suggesting one.

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PayPal videos

STOP Using PayPal - 5 Reasons You Should Stop Using PayPal in Your Business or On Your Website!

More videos:

  • Review - Why I No Longer Use PayPal · Selling AND Buying
  • Review - is PayPal Credit a Scam | 6 Month Interest Free

Category Popularity

0-100% (relative to Google Payment API and PayPal)
Online Payments
3 3%
97% 97
Recurring Billing
6 6%
94% 94
Payment Platform
0 0%
100% 100
eCommerce Tools
11 11%
89% 89

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Google Payment API and PayPal

Google Payment API Reviews

We have no reviews of Google Payment API yet.
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PayPal Reviews

  1. PayPal is cool

    I like PayPal, it has a high security standard. Except when I am the one suffering a chargeback for some flimsy reasons.


Top 5 Payoneer Alternatives [2024]
The best payment method for freelancers varies based on individual needs. Wise and Revolut are excellent for their multi-currency account features and using the mid-market exchange rate, while PayPal is globally accepted and offers instant transfers to other PayPal accounts. Freelancers should consider factors such as transfer speed, fees and currency support when choosing a...
Source: www.exiap.com
Top 5 Payoneer Alternatives for Seamless Online Transactions
PayPal excels in user familiarity and widespread acceptance, making it convenient for both businesses and customers. It offers buyer and seller protection, but comes with potentially higher fees and account limitations compared to Payoneer. Choose PayPal for convenience and buyer trust, Payoneer for potentially lower fees and specialized features.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Braintree is a PayPal service, but it is still one of the PayPal alternative payment methods worth considering. There is no monthly fee for using this payment service. Accepting payments from credit or debit cards or digital wallets costs 2.59% + $0.49 per transaction. You can also use Braintree to accept Venmo payments in the United States, but this costs 3.49% + $0.49....
9 Best Cryptocurrency Payment Gateways Reviewed [January 2023]
PayPal provides 24/7 secure transactions of both fiat and cryptocurrencies to its users. Even though it was initially an online payment platform, PayPal added a crypto payment feature in 2020. Its crypto wallet also allows users to directly buy and store cryptocurrencies. PayPal doesn’t charge extra fees for making crypto payments.
Source: coingape.com
The 6 best online payment processing services in 2024
What happens on the customer side? When they visit your website, they'll see the button you've configured. They can then choose to pay with their PayPal balance or any saved payment method on their PayPal account. If they don't have PayPal, they can check out by entering their credit card details (all data is handled securely by PayPal in both cases). Added security measures...
Source: zapier.com

Social recommendations and mentions

Based on our record, PayPal seems to be more popular. It has been mentiond 1 time since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Google Payment API mentions (0)

We have not tracked any mentions of Google Payment API yet. Tracking of Google Payment API recommendations started around Mar 2021.

PayPal mentions (1)

  • Trying to activate PayPal just brings me to PayPal's website.
    (I live in USA) When I go to payments under my shopify account to add paypal as a payment method I am having trouble doing so. I first click activate paypal > activate paypal express checkout which directs me to a "security challenge" (confirm I am not a robot). Then it just brings me to paypals website (paypal.com/us/home). When I sign in nothing happens, I am just on my paypal homescreen. Source: about 2 years ago

What are some alternatives?

When comparing Google Payment API and PayPal, you can also consider the following products

ACH payments with Stripe - Accept bank payments with a few lines of code.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Wirize - Payment checkout for freelancers

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Giftbit Payment API - Stripe for gift cards

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.