Software Alternatives & Reviews

GnuCash VS Qube Money

Compare GnuCash VS Qube Money and see what are their differences

GnuCash logo GnuCash

A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Qube Money logo Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.
  • GnuCash Landing page
    Landing page //
    2023-02-04
  • Qube Money Landing page
    Landing page //
    2023-09-08

Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.

Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.

The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. 

A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.

The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. 

Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.

GnuCash

Pricing URL
-
$ Details
Platforms
Linux
Release Date
-

Qube Money

$ Details
freemium $8.0 / Monthly (Premium User)
Platforms
iOS Android
Release Date
2021 January

GnuCash videos

Introduction to GnuCash - Free Accounting Software

More videos:

  • Review - GnuCash free software vs. Quicken & other accounting applications - Richard Cashin - 2018-09-20
  • Review - KMyMoney vs GNUCash

Qube Money videos

Digital Cash Envelope Budgeting System

More videos:

  • Review - Qube Money Review
  • Review - Qube Money Preview: A Digital Cash Envelopes Solution?
  • Review - Budgeting Apps: Qube Money Review [Digital Envelope System] 💵
  • Review - Honest Review - Qube Money - Jerad

Category Popularity

0-100% (relative to GnuCash and Qube Money)
Personal Finance
88 88%
12% 12
Accounting
94 94%
6% 6
Financial Planner
91 91%
9% 9
Finance
77 77%
23% 23

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare GnuCash and Qube Money

GnuCash Reviews

Best personal finance software of 2024
GnuCash is simple enough to be used for home finances, but flexible enough to be put to use by small businesses as well. While the software is easy to use, the fact that it's suitable for small business accounting is thanks to the inclusion of a number of extra features that you would not necessarily expect to find – support for payroll management and double-entry...
An open-source alternative to QuickBooks | Hacker News
One thing GnuCash doesn't currently do, but this Bigcapital apparently does, is inventory management.
My favorite open source tools for personal finance
GnuCash is a popular open source personal finance or small business accounting program for Linux users. It is a full-featured double-entry accounting system that supports multiple accounts, investments, and currency conversions. The app also provides a variety of helpful financial tools, including budgeting, reporting, invoicing, and more. GnuCash is a great choice for users...
Source: opensource.com
18 Best Free GnuCash Alternatives for Free Accounting
Spreadsheets is another great alternative to GnuCash that’s perfect for managing your financial data for free. What we like about this dedicated budgeting tools is that, it does not involve any complex formulas. It offers a peace of mind with the fact that there are any other who are using this tool so, you have got help with this when needed. Moreover, it does not store...
Source: thegeekpage.com
20 best accounting software tools
NolaPro is another free software (similar in function to accounting tools such as QuickBooks and Gnucash) that allows you to completely customize and personalize the system to fit your business.
Source: clockify.me

Qube Money Reviews

  1. Life changing app

    Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Easy to use|Customer support|Great ui|Quality|Excellent features|Accurate

The Best Personal Finance Budget Software with Apps (In 2020)
Cons: The fact that you are unable to use your Qube Money debit card if you do not have your phone available could be problematic. Qube Money recommends taking a separate pay card to alleviate this concern.
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
Another budgeting app that uses the envelope system model is Qube Money (formerly known as Proactive Budget). Qube simplifies budgeting by splitting your money into several digital accounts, giving every dollar a job.

Social recommendations and mentions

Based on our record, GnuCash should be more popular than Qube Money. It has been mentiond 38 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

GnuCash mentions (38)

  • Intuits Mint is garbage this year, need other recs for tracking expenses.
    Https://gnucash.org/ is a pretty solid free and open source option. The catch being its UI probably isn't as refined as some other options, and I'm not sure how/if online banking connections work, so can be a bit manual. Source: 11 months ago
  • Spending tracking app that meets my needs
    Could checkout https://gnucash.org/. Probably not as nice as a UI as some other options, but its quite robust in terms of tracking your finances. It has a budgeting feature, but I never used it. Worst case could use another app just for budgeting and GnuCash for general tracking of the current state of your accounts, and generating reports and such. Source: about 1 year ago
  • Are the GnuCash team all dead?
    As of today (2/22/2023), gnucash.org seems to be up and running. Do the young folks still use "woot" as an exclamation of delight or is that already passe??😄. Source: about 1 year ago
  • Are the GnuCash team all dead?
    I guess PART of my concern is that when you have a blank screen at gnucash.org for too long, it APPEARS to the outside world... People who might wish to consider using and supporting gnucash... that there is a problem that the organization is unable to handle and therefore the question arises "Are the team at gnucash competent or incompetent"? Source: about 1 year ago
  • Are the GnuCash team all dead?
    I am a fan of Open Source projects and I've known about GnuCash for some time. I've started an online personal finance course that uses GnuCash, HOWEVER, the gnucash.org site seems to have been down for days or weeks lately. What's up. I thought the pandemic was over and the 'ronavirus was going into obscurity... Am I wrong? Did the team all die off? Are they not taking this seriously? OR... Is there actually... Source: about 1 year ago
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Qube Money mentions (11)

  • MX and Chase not updating?
    I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 5 months ago
  • Why Verizon, AT&T and T-Mobile Want to Access Your Bank Account
    It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 8 months ago
  • Introducing the Qube Rewards Blockchain Community
    This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
  • I'm finally switching to a cash based budget!
    Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
  • Qube Money
    Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
View more

What are some alternatives?

When comparing GnuCash and Qube Money, you can also consider the following products

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.

Money Tracker Pro - K-Tech Systems - experts in the world of .Net

Money Manager Ex - Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software.

Gnuaccounting - Gnuaccounting is a Free Java cross-platform accounting and bookkeeping application. Features