If your sister carries a balance month to month on her cards, she’s not using her cards responsibly and you definitely do not need her scores dragging yours down, family loyalty and all. Join Experian.com and creditkarma.com for free, to keep track of your credit reports and FICO 8 score (Experian). Source: about 1 year ago

It could be your moms, I know one of my moms credit cards from 1987 (when I was 2) shows up on mine. But I highly doubt 8 accounts are there. creditkarma.com is another place you can quickly check. Source: about 1 year ago

You're correct that the 795 score is based on Vantage 3.0. I got it from creditkarma.com and it says as much under the scores. Source: about 1 year ago

The big 3 credit agencies are scum. Do not pay them. You DO NOT need to pay them. It's free to freeze your credit (https://www.nerdwallet.com/article/finance/how-to-freeze-credit). It's free to check your credit (www.AnnualCreditReport.com). It's free to monitor your credit (creditkarma.com). Don't give them your money. Source: about 1 year ago

He can also get an approximation of his score via creditkarma.com. It won't be the same one that the landlord will use but it'll give you an idea of the ballpark he's in. Source: over 1 year ago

If you check on sites like slickdeals.net, you can often find listings for ebay deals on refurbished prebuilts like this HP. It's $319 with a 5600g, 12gb ram, 256gb ssd and 1tb hdd. Source: 6 months ago

You can absolutely find a better deal than that. That hardware is quite old for the price. I'd try looking at https://reddit.com/r/buildapcsales/ for the occasional prebuilt posted there, and sites like https://slickdeals.net/ have prebuilts posted as well. Source: 6 months ago

Note: If you want to pay more for better bass the Monolith 10" THX and 12" THX subs are on sale right now too-you can read the same audioholics review on both of those models. For home theatre bass matters the most, then a good center channel, then mains, then surrounds. A Speedwoofer 10S would blow you away compared to what you have and totally elevate your system immediately-the Monolith subs are more... Source: 6 months ago

I tried to post a deal on Kobra 2 Neo (what with the "singles day" 11/11 and Black Friday sales campaigns) to https://slickdeals.net/ , the deals site - only to see it deleted within a few minutes by a moderator. Source: 7 months ago

I honestly don't know if this is a bad-okay-good-great deal but I like slickdeals.net because you can read other people's comments on the particular deal and make your down decision. Not advocating, please do your own research. Source: 9 months ago